Philippines

Investment Management Account

Investment Management Account

If you would like to customize your investment plan but do not have the time to manage your funds, we have the solution for you.

Drawing on over five decades of trust experience, PNB offers professional fund management for individuals and corporations who/which do not have time to manage their funds, and/or do not have access to the various investment outlets available in the market. Our experienced portfolio managers will design a specific investment portfolio for you to help you achieve your financial goals and objectives.


Product Type

Peso IMA Dollar IMA
Minimum Initial Investment Php 1,000,000 US$ 25,000
Minimum Maintaining Amount Php 1,000,000 US$ 25,000
Trust Fees Negotiable
Arrangement *Full Discretion or **Directional


* Full discretion – Gives the bank the authority to invest the fund based on its own judgment   or evaluation

** Directional or limited discretion – gives the bank authority to invest the funds in accordance with the investment guidelines given by the client. The execution of any type of investment requires prior approval of the client.

Contact us for more information




All funds/accounts managed by PNB Trust Banking Group (Trustee) are Trust and/or Investment Management funds which DO NOT carry any guaranty of income or principal, and are NOT covered by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investments, potential yield cannot be guaranteed It is also possible for the investments and their income to fluctuate as a result of prevailing market conditions. Past performance is likewise not a guarantee of future results. Any loss or income is for the account of the Trustor/s. The Trustee is not liable for losses except upon fraud, gross negligence or bad faith.

Deposit Board Rates

Please be advised of the changes in deposit board rates of Dollar Time Deposit and Prime Savings account. The changes shall take effect on January 1, 2014.

Fees and Charges

Please be advised of changes in our fees/charges & maintaining balance requirements given the need to align the same following the merger of PNB and Allied Bank last February 2013. The changes as applicable shall take effect on January 1, 2014.

Internet Banking

A new security feature will now be in place.

Effective May 8, 2014, we are implementing a new added security feature for your Funds Transfer transaction to a 3rd party account. A One-Time Password (OTP) which consists of 6 alpha numeric characters will be sent via SMS to your registered mobile number to complete your transaction. Kindly ensure that your mobile number is updated with us for you to be able to perform funds transfer transaction to a 3rd party account.

To update your mobile number:

• Clients based in the Philippines may download the maintenance form* and personally submit it to your branch of account together with one (1) valid ID.

• Overseas clients may download the maintenance form* and submit it together with a photocopy of any valid ID directly to your branch of account through regular mail.

Thank you for using PNB Internet Banking.

*Application forms can be downloaded from the PNB Internet Banking page.

Note: PNB will NEVER ask our customers to submit any personal information via ONLINE LINK.

YOUR SAFETY IS OUR PRIORITY.

Bank Merger

As PNB and Allied Bank continue to align their services. We are pleased to announce that PNB branches that display the interbranch transaction advisory are now capable of processing selected transactions for former Allied Bank clients. Please proceed directly to the special lanes designated for Allied Bank transactions.

Amendments in the PNB UITF's

Effective October 1, 2013, the product features of various PNB UITF's will be amended. For more details, please click this here

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