We will assist you in managing your insurance policies by receiving the proceeds of your insurance and investing it for your children or other beneficiaries. Clients can give specific instructions on how the proceeds of their insurance will eventually be distributed.

The Life Insurance Trust may be funded, partially funded or unfunded.

• Funded Life Insurance Trust - the trustor may deposit securities or other properties which may be used to pay for the insurance premiums;
  
  
• Partially Funded Life Insurance Trust - the insurance premium shall be paid by the income from deposits with the bank and the trustor shall shoulder the balance.
  
  
• Unfunded Life Insurance Trust - the Trustor will pay the premium directly to the insurance company.

Contact us for more information