PNB now offers the BIGGEST DISCOUNT EVER!

Enjoy up to 40%" DISCOUNT in any PNB acquired asset with market value below P1.0 million.

Installment rates are FIXED at 8% from 1 to 10 years!

Items sold on an as-is-where-is basis.

HURRY! 

CALL (02) 573-4115 or (02) 526-3131 local 4713
EMAIL amscustomerservice@pnb.com.ph

FREQUENTLY ASKED QUESTIONS

1. What is Pabahay Bonanza?
2. Where do I get a list of the properties?
3. How do I get discounts?
4. Who do I inquire about the properties?
5. What are the details you can provide to each property?
6. What types of properties are listed in the Pabahay Bonanza?
7. How do I know about the condition of a property?
8. What advantages and benefits do I get from buying from PB?
9. How do I make my purchase?
10. Aside from the Sales Kit, what documents are needed from me?
11. Where do I submit the required documents and my purchase proposal?
12. How much should I give as deposit?
13. What is the interest rate if paid via installment?
14. How do I apply for installment in purchasing from PB?
15. I am the former owner of a property in the Pabahay Bonanza List, can I buy my property back?
16. When I give all needed documents, when will I know if sale is approved?

1. What is Pabahay Bonanza?
    
   PABAHAY BONANZA (PB) is PNB’s special program for the nationwide sale of its ROPA or acquired assets with appraised value below P1.0 Million offered at HUGE DISCOUNTS!
    
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2. Where do I get a list of the properties? 
   You may get the list from all PNB branches or
   Download the listing from PNB’s website at www.pnb.com.ph.
    
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3. How do I get discounts?
   PB Property Listing will show you the market value and its discounted price. Discounts can be as high as 40% off the market price.
   
   

   		Cash	Installment
   Standard		30%	20%
   Add'l discount:
   	▪ Occupied	5%	5%
   	▪ w/ Legal Case	5%	5%
   Total		40%	30%

   
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4. Who do I inquire about the properties?
    
   You can visit any of our PNB branches nationwide or PNB Special Assets Management Head Office.
   Or call PNB Special Assets Management Head Office at Trunk Lines (02) 891-6040 to 70 or (02) 526-3131 and connect via Locals 4115, 4713, or 2584.
   

   HOTLINE : (02) 573-4115

   Locals: 4713 & 2584

   Or email amscustomerservice@pnb.com.ph to learn more about the properties you are interested in.
    
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5. What are the details we can provide to each property?
   The details provided are lot area, location address, indicative/market price and discount price. All these details you can view in our PNB website, www.pnb.com.ph.
    
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6. What types of properties are listed in the Pabahay Bonanza?
   These are PNB acquired assets with appraised value of P 1.0 Million below. Some properties may have occupants, or legal issues or titles that are not yet consolidated in PNB’s name. Therefore, it is greatly encouraged that you inspect the property since purchases shall be on an AS-IS, WHERE-IS basis. 
    
   In other words, buyers shall shoulder the expense of ejecting the occupants of the property. Similarly, any legal impediment on the property shall also be at the buyer’s expense. However, any unpaid CGT, DST, and RPT (Realty taxes) and the like prior to the sale of the property are to the Bank’s expense. For more details, call PNB Specials Assets Management’s Customer Service at (+632) 573-4115 or email at amscustomerservice@pnb.com.ph.
    
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7. How do I know about the condition of a property?
   You may inquire on the condition of the property by doing a site inspection.
   Get details by calling PNB Special Assets Management Head Office at Trunk Lines (02) 891-6040 to 70 and connect via Locals 4115, 4713, or 2584 or email at amscustomerservice@pnb.com.ph. It is greatly encouraged that you inspect the property and to find out its actual condition before making your purchase proposal since all properties are sold on an AS IS-WHERE IS BASIS.
    
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8. What advantages and benefits do I get from buying from PB?
    
   This is a chance for anyone to buy a property at a heavily discounted price!
    
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9. How do I make my purchase?
   EASY! Just go to your nearest PNB branch and inquire about the PABAHAY BONANZA SALES KIT which will give you a detailed instruction on purchasing a property.
   
   You may also download these forms and checklist from the PNB website, www.pnb.com.ph.
   
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10. Aside from the Sales Kit, what documents are needed from me?
    
    You would need to submit documents contained in the following checklist:  
    1.  Purchase Proposal
    2.  20% deposit (of the discounted price of the property you are buying)
    3.  Buyer’s Information Sheet
    4.  Broker / Referror Form (optional)
    5.  Supporting financial documents IF the price of property is above P500,000 (Cash or Installment)
         Pls. provide any of the following:
           o  Income Tax Return (ITR) copy, or
           o  Employment Certificate, or
           o  Other proof of income
     
    You will find this checklist on the PABAHAY BONANZA SALES KIT given to you..
     
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11. Where do I submit the required documents and my purchase proposal?
    Please submit your Purchase Proposal accompanied by supporting documents to any of the fourteen (14) PNB REGIONAL ASSET MANAGEMENT CENTERS (RAMC) nearest you. You may get the details of the RAM Centers in the Sales Kit provided you.
     
    OR, you can mail directly to:
     
    ATTN: PABAHAY BONANZA
    SPECIAL ASSETS MANAGEMENT SECTOR
    9th Floor PNB Financial Center
    Pres. Diosdado Macapagal Boulevard
    Pasay City, M.M., Philippines 1300
     
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12. How much should I give as deposit?
    Deposit should be at least 20% of the offer price per property. If the sale did not push through, the bank will refund the exact amount you deposited without charges or interest. If the sale was approved by the Bank, the 20% deposit shall be considered as downpayment.
     
    Go to the nearest PNB Branch and make the deposit using the BILLS PAYMENT SLIP form. You will be asked to fill up a DEPOSIT APPLICATION FORM and a SIGNATURE CARD when you open the account.
    
    The account opened will be under the Buyer’s name which will correspond with the property you are proposing to purchase. The account does not earn interest and cannot be withdrawn.
    
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13. What is the interest rate if paid via installment?
    Interest rate for installment payment is ONLY 8% FIXED INTEREST up to 10 years.
     
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14. How do I apply for installment in purchasing from PB?
    Please indicate in your Purchase Proposal (found in the PB Sales Kit) that you are buying via installment payment and indicate number of years you wish to pay. The Sales Kit also includes the Factor Rate of the 8% for you to compute the approximate monthly amortization based on the number of years.
    
    Additional supporting financial documents may be required.
     
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15. I am the former owner of a property in the Pabahay Bonanza List, can I buy my property back?
    YES. Former owners, or occupants of the property, or relatives and any third-party buyers are all welcome to buy the property in the PB List.  
     
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16. When I give all needed documents, when will I know if sale is approved?
    You may call any of the PNB Regional Asset Management Centers (RAM Centers) or call Manila office at (02) 891-6040 to 70 or (02) 526-3131 and connect Special Assets Management’s Sales Account Officers. The sales team will be able to update you on your proposal.
    
    You will then be sent a letter stating a “Notice of Approval,” if sale was approved; or, “Notice of Disapproval,” if sale was disapproved within (2) two days from date of management’s approval/disapproval of said sale.
    
    
    • If your payment is CASH, you will be asked to pay the 80% balance within 30 days upon receipt of the Notice of Approval.
    • If your payment is via INSTALLMENT, the 80% remaining balance shall be via check payments or automatic debit agreement (ADA).
    • If you received a Notice of Disapproval, you may immediately withdraw your deposit from the PNB branch you deposited the amount.
                  Please bring the following:
                    (1) Bills Payment Slip
                    (2) Notice of Disapproval.
    
    

    Manila office at (02) 891-6040 to 70:
    Ruchelle - Local 4956
    	email: buenaventurard@pnb.com.ph
    Michelle - Local 2498
    	email: riveramm@pnb.com.ph
    Cecille - Local 2357
    	email: reyesmcd@pnb.com.ph
    Sonny – Direct Line 551-5806
    	email: quiniosd@pnb.com.ph
    Bing - Local 4956
    	email: eriverama@pnb.com.ph
    Eileen - Local 2582
    	email: floresegtg@pnb.com.ph
    Naneth – Local 2357
    	email: rilleramg@pnb.com.ph

    
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