Step 1:
   Choose a property.
   You can get the list and details of PNB properties for sale through any of the following:
     • PNB AMS Inquiry Desk / Customer Service
     • PNB AMS Website
   Note: All properties are sold on an “As is, Where Is” basis.

   Step 2:
   Meet with a designated Account Officer to schedule your visit to the property you are interested to buy.

   Step 3:
   Make Purchase Offer and select payment terms.
   Request for a Purchse Proposal Form (PP Form) from the PNB AMS Inquiry Desk.
   Attach to PP Form a deposit equivalent to 10% of your offer price.
   Submit PP Form and deposit to PNB AMS Inquiry Desk.

   Available Payment Terms:
   Cash
     • 10% Deposit upon submission of PP Form.
     • 90% Balance within 30 days from receipt of Notice of Approval.
   Installment
     • 10% downpayment upon submission of PP Form.
     • 15% upon receipt of Notice of Approval.
     • 75% Balance payable up to 10 years monthly amortization.
     o Up to 5 years at 12% Fixed Annual Interest Rate.
     o 15% Fixed Annual Interest Rate for more than 5 years.
  
   Note: Property and its Indicative Rates are subject to change without prior notice.

   Step 4:
   Submit Supporting Documents to the PNB AMS Inquiry Desk or Account Officers-In-Charge.

   For Individual Buyers
     • Income Tax Return (ITR)
     • Certificate of Employment

   For Corporate Buyers
     • Audited Financial Statements
     • Article of Incorporation
     • Company Profile
     • SEC Registration
     • Board Resolution of Signatory/ies

   Step 5:
      Relax and Wait for Notification.
      An Account Officer will attend the expeditious processing of your papers. You will be notified as soon as your offer is approved within 2 weeks.

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