Deposit Accounts

Personal Banking

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HomePersonal BankingDeposit AccountsRegular Checking Account

 

This is a non-interest earning checking account and is withdrawable by checks. Monthly statement of account is given to clients

Product Features:

  • Non-Interest earning account
  • Statement of accounts are sent on a monthly basis
  • Issue check as medium of payment
  • Convenient and safer to carry than cash
  • Deposit/Withdraw at PNB's extensive branch network nationwide

Requirements for Account Opening:

  • 2 photo-bearing government issued IDs (e.g., driver’s license, SSS/ GSIS ID, voter’s ID, PRC license, passport)
  • 2 ID pictures (1x1 or 2x2)
  • Accomplished Client Information Form, Account Information Form, Signature Card and Conditions Form

Required Initial Deposit: Php 10,000.00

Regular Checking Account Fees and Charges

Balance Requirement
  Individual Corporate
Initial Deposit Php 10,000.00 Php 10,000.00
Minimum Maintaining Balance Php 10,000.00 Php 10,000.00
Minimum ADB to Earn Interest - -
Interest Rate - -
Dormancy 1 year 1 year
**Dormancy Fee Php 30.00 Php 30.00
Other Charges
Checkbook cost Php 175.00  Php 350.00 
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months. Php 300.00 Php 500.00
Interbranch/interoffice deposit transactions

Except transactions made between and among the following branches -
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free



Php 100.00
Free



Php 100.00
Interbranch/interoffice withdrawal transactions

Except transactions made between and among the following branches -
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free



Php 200.00
Free



Php 200.00

** Dormancy fees on a dormant deposit accounts shall be collected when:
- 5 years after the last activity and
- If the balance falls below the required minimum maintaining balance.

The PNB Regular Checking Account is available at all PNB branches nationwide.