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Personal Banking

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Basic Criteria:

  • 25-65 years old (not to exceed 65 years of age upon loan maturity)
  • Employed / Self-employed for at least 2 years
  • Filipino Citizen or Foreigner based in the Philippines

Income Documents :

Employed (Local)

  • Latest ITR
  • Certificate of Employment with compensation

Employed (Foreign)

  • Latest Contract of Employment
  • Proof of Remittance

Self-employed / Business Owner

  • Latest ITR with Audited Financial Statement
  • Latest three (3) month's Bank Statement
  • Business Papers

Partnership / Corporation

  • SEC Certificate of Registration
  • Articles of Incorporation and By-Laws
  • Secretary's Certificate / Partnership Resolution (using PNB prescribed format)
  • Latest ITR with Audited Financial Statement
  • Latest three (3) month's Bank Statement