We buy and sell foreign currencies against the Philippine Peso, or against some other foreign currency.  PNB enjoys good relationships with other banks, which allows us to buy or sell large volumes of currencies at market prices, and provide you top rates for your money.  You can do foreign exchange transactions at any PNB branch located near you.

Check our rates 


  • Currencies Available for Exchange:

    Philippine Peso, US Dollar, Euro, British Pound, Australian Dollar, Canadian Dollar, Swiss Franc, Japanese Yen, Hong Kong Dollar, Singapore Dollar, Saudi Riyal, Bahraini Dinar,  Danish Krone, Swedish Krona, Brunei Dollar, Indonesian Rupiah, Thailand Baht, Taiwan Dollar, New Zealand Dollar, Chinese Yuan and Korean Won.  Rates for converting foreign currency to Philippine Peso or US Dollar and vice versa is readily available.  Upon request, we provide rates for converting non-US dollar foreign currency to another non-US dollar foreign currency.

  • Selling Foreign Currency to PNB:

    For most currencies, PNB can purchase notes (cash), checks, incoming telegraphic transfers, and demand drafts.  We also purchase US Treasury Warrants and US dollars transferred through the Philippine Domestic Dollar Transfer System (PDDTS).

  • Purchasing Foreign Currency from PNB:

    We sell foreign currency notes (cash, and subject to availability), traveler’s checks, demand drafts, and telegraphic transfers.  You can pay by issuing a manager’s check, instructing us to debit your account, or using the Real Time Gross Settlement (RTGS) facility.  You can buy more than US$ 30,000 (or its equivalent in another foreign currency) only if you have the necessary documentation accepted by the Bangko Sentral ng Pilipinas (BSP).

  • Settlement or delivery of foreign currency:
    • Value Spot:  on or within two banking days from transaction date
    • For currencies other than the US Dollar, earliest settlement is one day after transaction date
    • Value Forward:  the client specifies a future date more than two banking days after the transaction date.  Swap points are applied for forward transactions.
  • Swap transactions:

    Corporations may also enter into swap transactions.  Your company can purchase a currency value spot, with a simultaneous sale of the same amount of the same currency value forward.

All transactions should comply with the Philippine Anti-Money Laundering Act, as well as current regulations of the Banko Sentral ng Pilipinas.

Contact us for more information


Trade foreign currencies against the Philippine peso, or against other foreign currencies.

Deposit Board Rates

Please be advised of the changes in deposit board rates of Dollar Time Deposit and Prime Savings account. The changes shall take effect on January 1, 2014.

Fees and Charges

Please be advised of changes in our fees/charges & maintaining balance requirements given the need to align the same following the merger of PNB and Allied Bank last February 2013. The changes as applicable shall take effect on January 1, 2014.

Internet Banking

A new security feature will now be in place.

Effective May 8, 2014, we are implementing a new added security feature for your Funds Transfer transaction to a 3rd party account. A One-Time Password (OTP) which consists of 6 alpha numeric characters will be sent via SMS to your registered mobile number to complete your transaction. Kindly ensure that your mobile number is updated with us for you to be able to perform funds transfer transaction to a 3rd party account.

To update your mobile number:

• Clients based in the Philippines may download the maintenance form* and personally submit it to your branch of account together with one (1) valid ID.

• Overseas clients may download the maintenance form* and submit it together with a photocopy of any valid ID directly to your branch of account through regular mail.

Thank you for using PNB Internet Banking.

*Application forms can be downloaded from the PNB Internet Banking page.

Note: PNB will NEVER ask our customers to submit any personal information via ONLINE LINK.


Bank Merger

As PNB and Allied Bank continue to align their services. We are pleased to announce that PNB branches that display the interbranch transaction advisory are now capable of processing selected transactions for former Allied Bank clients. Please proceed directly to the special lanes designated for Allied Bank transactions.

Amendments in the PNB UITF's

Effective October 1, 2013, the product features of various PNB UITF's will be amended. For more details, please click this here