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Kabuhayan Franchise
Provides financing for franchise business, whether startup or existing.

Kabuhayan Line
Provides short-term funding for working capital and other day to day expenditures of the business.

Kabuhayan Term
Provides medium to long term funding for fixed asset acquisition, business expansion, or permanent working capital.

Want to learn if you are eligible to apply for a Kabuhayan Loan? Take the Kabuhayan Quick Check Quiz

  FRANCHISE LINE TERM
TENOR Maximum of 5 years 1 year. Renewable subject to evaluation. Maximum of 5 years
COLLATERAL
  1. Acceptable Real Estate Mortgage
  2. Hold-out on deposits
AMOUNT Minimum of P500,000
Maximum of P10,000,000
For loans secured by deposits: Minimum of P500,000
For loans secured by REM: Minimum of P1,000,000
Maximum of P10,000,000
For loans secured by deposits: Minimum of P500,000
For loans secured by REM: Minimum of P1,000,000
Maximum of 10,000,000
LOAN RELEASE One time credit to the borrower's account Multiple drawdowns allowed One-time credit to the borrower's account
REPAYMENT Up to one (1) year grace period on principal payment subject to evaluation.
Monthly amortization of principal + interest
Interest payable monthly. Principal payable anytime during the term of the line. Monthly amortization of principal + interest

You may e-mail us regarding Kabuhayan Loans at ; call us at 526-3323, or 573-4564; or drop by a branch near you.

Download the application form here. Completed application form may be emailed to

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