Europe

Know Your Customer (KYC)

Why do we ask for your proof of identification before opening an account?

It does not mean in any way that suspicion is falling on you. Information is needed that clearly identifies or reconfirms who you are. This makes it harder for criminals to use false or stolen identities to access the financial system and turn their 'dirty' criminal money into 'clean' funds.

It also help us to process your remittance requests, when we know who you are.

If you want to know more go to www.identitytheft.org.uk

What kind of proof of identity do I need?

The best documents are those that are issued by an official authority, cannot be easily forged, and include a photograph. Separate documents are needed to prove your identity and your home address. Some examples are shown below:

Proof of Identity:
  • Valid passport
  • Valid UK driving licence or a blue disabled driver's pass
  • EU member state ID card
Proof of Address
  • Bills - recent utility bills (electricity, water, gas, landline phone bill or council tax bills)
  • Statements - bank, building society, credit union, mortgage
  • Official letters - UK solicitor confirming home purchase, benefits agency
  • Others - council rent card, tenancy agreement, pension book

What if I don't have any of the documents above that I can use?

You can speak to a member of PNBE team about the other types of acceptable documentation

Can I send photocopies instead of the original?

Yes, we encourage you to do so, provided that they are certified as true copies (CTC) of the originals. The person who certifies the documents must provide contact details, telephone number and address.

For UK passports holders - acceptable people to certify are the following:

  1. UK banker
  2. Lawyer or solicitor
  3. Doctor
  4. Accountant
  5. Teacher
  6. Minister of religion
  7. Postmaster or sub-postmaster

For Non-UK passport holders - acceptable people to certify are the following:

  1. Solicitor
  2. UK banker (where your account is being maintained)
  3. GP or doctor
  4. Consulate of the Philippine Embassy
  5. Senior official of PNBE

Note: Non-Filipino passport holders are not allowed to open a JOINT Peso (savings and/or checking) account in the Philippines, in accordance with the Bangko Sentral ng Pilipinas (BSP) regulations.

Please remember though, the law requires your financial services provider to verify your identity.

FOR GERMANY, MALTA AND FINLAND CUSTOMERS

Following the consolidation of our business operations, starting 13 March 2020 please use our Bank of Ireland account for your remittances to the Philippines.

Bank: Bank of Ireland

Account Name: PNB Europe

Account No. 69234518

IBAN NR: IE25 BOFI 9002 8769 2345 18

BIC: BOFIIE2D

Reference: beneficiary's ID no. (system generated and to be provided on registration prior to sending money)

For more info please email us at pnbeukremit@pnbglobal.com

SSS CONTRIBUTION PAYMENTS

To our Valued Clients,

Enjoy real-time posting of your contributions to your SSS records. Simply present a valid PRN (payment reference number) when making contribution payments.

Please visit www.pnb.com.ph/obps-sss for more information on the SSS payment process.

Thank you.


SYSTEM ENHANCEMENT

As part of our efforts to serve you better,PNB continues to enhance our systems. We shall inform customers of any scheduled system enhancement activity.

For concerns or inquiries, you maycontact your PNB overseas branch.

Thank you for banking with PNB.

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NEW DEBIT CARD CHARGES

Please be advised that our remittance charges for all debit card transactions has now changed. Click on the Remittance Charges link under the REMITTANCE Tab of our homepage for details.

Thank you.

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