Promo Mechanics

I. Qualifications:

The promo is open to all active Principal and Supplementary PNB issued credit card in good standing except corporate cards.

II. How to Avail of Discount:

1. Cardholder must use their PNB credit card to pay at participating Havaianas branches to avail 0% installment up to 3 months*.

2. PNB cardholders may avail of 0% Installment to Havaianas branches.

3. The offer is not convertible to cash or credit. It may not be exchanged with any other product.

4. The promo is not valid in conjunction with any ongoing promos of merchant.

5. All installment transaction posted in Cardholder’s account shall earn Reward Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.

6. The terms and conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

7. All questions or disputes regarding the cardholder’s eligibility for the promotions, redemption, coverage of dates fulfillment, shall be resolve by PNB with the concurrence of DTI.