PNB Passbook Savings is an interest-bearing deposit account wherein transactions are recorded in a passbook.

Product Features:

  • Interest-earning account*
  • Monitor account by updating the passbook
  • Deposit/Withdraw at PNB’s extensive branch network nationwide

    *ADB must be Php 15,000.00 to earn interest

Requirements for Account Opening:

  • 2 photo-bearing government issued IDs (e.g., driver’s license, SSS/ GSIS ID, voter’s ID, PRC license, passport)
  • 2 ID pictures (1×1 or 2×2)
  • Accomplished Client Information Form, Account Information Form, Signature Card and Conditions Form

Required Initial Deposit: Php 10,000.00

PNB Passbook Savings Fees and Charges

Balance Requirement
Initial Deposit Php 10,000.00
Minimum Maintaining Balance Php 10,000.00
Minimum ADB to Earn Interest Php 15,000.00
Interest Rate
Effectivity Date: February 1, 2015
0.100% p.a.
Dormancy 2 years
**Dormancy Fee Php 30.00
Non-usage Charge n.a.
Record of Transactions Upon request
Other Charges
Passbook Replacement Php 100.00
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months. Php 350.00
Interbranch/interoffice deposit transactions

Except transactions made between and among the following branches –
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free



Php 100.00
Interbranch/interoffice withdrawal transactions

Except transactions made between and among the following branches –
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free



Php 200.00

** Dormancy fees on a dormant deposit accounts shall be collected when:
– 5 years after the last activity and
– If the balance falls below the required minimum maintaining balance.

The PNB Passbook Savings account is available at all PNB branches nationwide.