Secure and receive your SSS pension consistently on a monthly basis via your PNB ATM account and enjoy its benefits anytime you need it. There’s always one ATM machine in an easily accessible and convenient location nearby.

Product Features:

  • Interest-earning account*
  • Monitor account by updating the passbook**
  • Deposit/Withdraw at PNB’s extensive branch network nationwide**
  • Can be used to :
    • Check your balance
    • Withdraw cash at ATMs
    • Make cash deposits (at selected PNB ATMs)
    • Transfer funds
    • Pay bills online
    • Pay bills thru local ATM networks
    • Purchase goods and services thru BancNet accredited merchants nationwide

    *For SSS Pensioners ATM & Passbook account-holders, ADB must be Php 5,000.00 to earn interest.
    **Applicable to SSS Pensioners account-holders with Passbook access.

Requirements for Account Opening:

  • 2 photo-bearing government issued IDs (e.g., driver’s license, SSS ID, voter’s ID, PRC license, passport)
  • 2 ID pictures (1×1 or 2×2)
  • Accomplished Client Information Form, Account Information Form, Signature Card and Conditions Form

Required Initial Deposit:
SSS Pensioners ATM & Passbook – Php 100.00

PNB SSS Pensioners Savings Fees and Charges

Balance Requirement
SSS Pensioners ATM & Passbook
Initial Deposit Php 100.00
Minimum Maintaining Balance Php 100.00
Minimum ADB to Earn Interest Php 5,000.00
Interest Rate
Effectivity Date: February 1, 2015
0.100% p.a.
Dormancy 2 years
**Dormancy Fee Php 30.00
Local Transaction Charges
Withdrawal on PNB Machine None
Inquiry on PNB Machine None
Withdrawal on Other Bank’s Machine Php 11.00
Inquiry on Other Bank’s Machine Php 2.00
BancNet POS None
Fund Transfer to Other Banks through BancNet (IBFT) Php 25.00
Other Charges
SSS Pensioners ATM & Passbook
Card/Passbook Replacement Php 100.00
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months. Php 150.00
Interbranch/interoffice deposit transactions

Except transactions made between and among the following branches –
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free



Php 100.00*
Interbranch/interoffice withdrawal transactions

Except transactions made between and among the following branches –
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free



Php 200.00*

*Not Applicable to SSS related transactions

** Dormancy fees on a dormant deposit accounts shall be collected when:
– 5 years after the last activity and
– If the balance falls below the required minimum maintaining balance.

The PNB SSS Pensioners account is available at all PNB branches nationwide.