PNB Table of Fees and Charges
FEE TYPE | CURRENCY | REMARKS | CHARGE |
Interbranch Deposit ** For Marawi City-MSU Campus-collection of charges for OUTGOING IBTs only (Marawi City-MSU Campus is the servicing branch) |
PHP | 29 Island Branches:
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No charge for deposit transactions involving all regular branches; PHP100.00 for deposit transactions involving the 29 Island Branches ***No charge for inter-branch deposit transactions made to a Priority Checking Account |
USD | Deposits across all branches | PHP100.00 *If payment is made in USD, conversion will be based on prevailing exchange rate |
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Interbranch Withdrawal, On-us & Off-us Check Encashment, Fund Transfer ** For Marawi City-MSU Campus-collection of charges for OUTGOING IBTs only (Marawi City-MSU Campus is the servicing branch) |
PHP | 29 Island Branches:
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No charge for withdrawal transactions involving all regular branches; PHP200.00 for withdrawal transactions involving the 29 Island Branches ***No charge for inter-branch withdrawal transactions made to a Priority Checking Account |
USD | Withdrawal/On-us Encashments across all branches | PHP200.00 *If payment is made in USD, conversion will be based on prevailing exchange rate |
FEE TYPE | CURRENCY | REMARKS | CHARGE |
Budget Checking |
PHP | On-us Check Encashment and Incoming Clearing Check in excess of 3 transactions per month | PHP20.00 |
Over-the-counter Withdrawal (via withdrawal slip) | PHP50.00 | ||
Greencheck | USD | Presented at Federal Reserve Bank (FRB), New York | USD8.00 |
Presented at branch of account | None | ||
Returned Check (regardless of reason and mode of presentment) | USD15.00 | Cash Letter Facility |
USD | FDR (other bank check) |
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Returned checks | USD30.00 per check | Outward Collection Item | USD and 3rd Currency | Charges for outward collection items come in two phases:
NOTE: Additional CorrBank and/or drawee bank charges will be deducted once COC received proceeds as final payment |
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Final Credit Service / FCS Return Check | USD40.00 per check to be deducted after clearing settlement | ||
Individual Check Collection (ICC) | USD100.00 per check plus additional fee from CorrBank and/or drawee bank as service fee/Transaction Fee to be deducted after clearing settlement | ||
ICC Return Check | Charges depend on CorrBank/drawee bank charge | ||
Inward Collection Item |
PHP | Charges for inward collection items can be classified into two:
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Outgoing Remittance | PHP | Local Telegraphic Transfer (TT) | PHP153.00 with breakdown as follows:
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PHP Funded | FX Telegraphic Transfer | PHP100.00 – Transaction fee |
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USD & 3rd Currency Funded | OUR – USD28.00 plus USD20.00 correspondent bank fee plus incidental 3rd currency exp. shouldered by remitter; SHA – USD28.00 shouldered by the remitter plus correspondent bank charges to be shouldered by beneficiary |
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PHP | Real Time Gross Settlement (RTGS)/PhilPass | *PHP503.00 – transactions below PHP40Million *PHP803.00 – transations PHP40Million and over *P253 – in case of transaction amendments regardless of transaction amount |
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USD | Philippine Dollar Domestic Transfer (PDDTS) | USD20.00 regardless of amount Use selling rate for Peso to Dollar conversion |
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Foreign Currency Transaction (through Mastercard) | PHP | Transaction amount is converted to Peso | Conversion is based on exchange rate applied by Mastercard |
Foreign Currency Transaction Fee (through Mastercard) | PHP | Additional fee charged on top of converted Peso amount for foreign currency transactions representing service and assessment fees | 3% of converted transaction amount |
Prime Savings | PHP | Withdrawals/Debit Memo in excess of 2 transactions in a month | PHP33.00 |
TAP Mastercard | PHP | Monthly Account Fee (charged every end of the month) | PHP15.00 |
Over-the-counter Withdrawal Fee | PHP300.00 |
FEE TYPE | CURRENCY | REMARKS | CHARGE |
ATM Balance Inquiry |
PHP | Balance Inquiry of PNB ATM Card via PNB ATMs | Free |
Balance Inquiry of Other Local Bank’s ATM Card via PNB ATM | PHP2.00 | ||
Balance Inquiry of PNB ATM Card via Other Local Bank’s ATM | Dictated by Acquiring Bank / ATM Owner | ||
ATM Withdrawal |
PHP | Withdrawal of PNB ATM Card via PNB ATMs | Free |
Withdrawal of Other Local Bank’s ATM Card via PNB ATM | PHP15.00 | ||
Withdrawal of PNB ATM Card via Other Local Bank’s ATM | Dictated by Acquiring Bank / ATM Owner | ||
ATM InterBank Fund Transfer (IBFT) | PHP | Fee on IBFT transactions | PHP25.00 |
ATM Safe | PHP | Monthly Service Fee (charged every 27th of the month) | PHP12.00 |
ATM Service Charge |
PHP | Withdrawal, Fast Cash, and Cash Advance transactions of International Cards via PNB ATMs | PHP250.00 |
Withdrawal transactions of PNB Cards via International ATM*** | PHP150.00 | ||
Balance Inquiry transactions of PNB Cards via International ATM*** | PHP75.00 |
FEE TYPE | CURRENCY | REMARKS | CHARGE |
PesoNet (Retail) | PHP | Batch bank to bank transfer | PHP20.00 |
InstaPay (Retail) | PHP | Real-time bank to bank fund transfer | PHP20.00 |
Bills Payment (Retail) | PHP | Via OTC/IBS/MBS | FREE |
Third-Party Fund Transfer (FT) – PNB to Other Person’s PNB Account | PHP | First three (3) FTs per week | FREE |
Fourth (4th) and succeeding FTs per week (Transaction Counter is refreshed every Monday at 12AM PH Time) | PHP10.00 per transaction | ||
Send Cash (Retail) | PHP | Send Cash Creation | PHP50.00 |
Passcode Reset | PHP5.00 | ||
PesoNet (Corporate) | PHP | Via CashNet/ CashNet Plus | PHP50.00 for every successful transaction PHP100.00 for every unsucessful credit attributed to transaction rejections initiated by the receiving bank |
InstaPay (Corporate) | PHP | Via CashNet/ CashNet Plus | PHP15.00 for every successful transaction PHP10.00 for every unsucessful credit attributed to transaction rejections initiated by the receiving bank |
Bills Payment (Corporate) | PHP | Via CashNet/ CashNet Plus | PHP10.00 for every successful transaction |
FEE TYPE | CURRENCY | REMARKS | CHARGE |
Bank Certification | PHP | General Purpose, SEC and other embassies | PHP200.00 |
For British Visa application | PHP200.00 | ||
Checkbook Reorder via OTC/IBS/MBS | PHP | Individual | PHP250.00 |
Corporate | PHP500.00 | ||
EC Writer Checkpad / Cut Sheets (for Corporate only) via C@shNet Plus | PHP670.00 | ||
USD | Individual | USD10.00 | |
Corporate | USD17.50 | ||
Demand Draft | USD | To be charged upon application | USD10.00 |
Manager’s Check Request | PHP | To be charged upon application | PHP100.00 |
Replacement of Lost, Stolen, or Damaged Debit Card / GFC | PHP | Debit Card / GFC | PHP200.00 |
Replacement of Expired Debit Card / GFC | PHP | Debit Card / GFC | FREE |
Replacement of Lost / Damaged Passbook | PHP | Peso Passbook | PHP200.00 |
USD | US Dollar Passbook | PHP200.00 | |
Stop Payment Order | PHP | To be charged upon SPO application per check | PHP200.00 |
Penalty Charge – To be charged upon check negotiation if check is FUNDED | PHP2,000.00 | ||
NSF Charge – to be charged on top of Penalty Charge upon check negotiation if check is UNFUNDED | PHP200.00 per day per check per PHP40,000.00 and a fraction thereof | ||
USD | To be charged upon SPO application per check | USD15.00 | |
Penalty Charge – To be charged upon check negotiation regardless if check is FUNDED or UNFUNDED | USD15.00 | ||
Certificate of Remittance (COR) / Certificate of Inward Remittance (CIR) | PHP | Fee on requests for Certificate of Remittance / Certificate of Inward Remittance | PHP200.00 |
PESONet (OTC) | PHP | Via Branch | PHP203.00 per transaction |
Prepaid Card Fee | PHP | Collected upon issuance of the card and client- initiated replacement Payment covers amount of the Card, PIN Mailer, and Card Kit |
Personalized – PHP250.00 Non-Personalized – PHP150.00 |
Prepaid Card Top-up Fee | PHP | Collected for every Top-up on the card (OTC via Branches) |
PHP20.00 |
FEE TYPE | CURRENCY | REMARKS | CHARGE |
Dormancy *Accounts become Dormant in case of non-activity for one (1) year for CAs and two (2) years for SAs. **Dormancy Fee is applicable only to dormant accounts after five (5) years of non-activity and if they fall below the required minimum maintaining balance. |
PHP | Peso Regular Accounts | PHP30.00 |
Peso Pensioner Accounts (SSS/GSIS) | PHP30.00 |
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USD | USD Savings Personal, Corporate, and OFW | USD0.50 | |
USD Checking Account (Greencheck) | USD0.50 |
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EUR | Euro Personal and Commercial |
None |
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GBP | English Pound Personal and Commercial |
None |
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CAD | Canadian Dollar Personal and Commercial |
None |
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AUD | Australian Dollar Personal and Commercial |
None |
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SGD | Singapore Dollar Personal and Commercial |
None |
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HKD | Hongkong Dollar Personal and Commercial |
None |
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JPY | Japanese Yen Personal and Commercial |
None |
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CHF | Swiss Franc Personal and Commercial |
None |
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CNH | Chinese Yuan Personal and Commercial |
None |
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Early Closure *Applicable to accounts closed within thirty (30) days from account opening |
PHP | Peso Regular Personal & Corp. | PHP500.00 |
USD | USD Savings Personal and Corporate | USD10.00 |
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EUR | Euro Personal and Commercial | EUR5.00 |
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GBP | English Pound Personal and Commercial | GBP500.00 |
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CAD | Canadian Dollar Personal and Commercial | CAD13.00 |
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AUD | Australian Dollar Personal and Commercial |
AUD500.00 |
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SGD | Singapore Dollar Personal and Commercial |
SGD20.00 |
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HKD | Hongkong Dollar Personal and Commercial |
HKD100.00 |
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JPY | Japanese Yen Personal and Commercial |
JPY1,000.00 |
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CHF | Swiss Franc Personal and Commercial |
CHF1,000.00 |
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CNH | Chinese Yuan Personal and Commercial |
CNH50.00 |
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Minimum Maintaining Balance Penalty (MMBP) *Collected from accounts whose Average Daily Balance (ADB) falls below required Minimum Maintaining Balance (MMB) for 2 consecutive months |
PHP | Peso Regular Individual | PHP350.00 |
Peso Regular Corporate | PHP500.00 |
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Peso SSS Pensioner Accounts | PHP150.00 |
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PHP DIRECT DEPOSIT | PHP55.00 |
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USD | USD Savings Personal and Commercial | USD10.00 |
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USD Checking Account (Greencheck) | USD20.00 |
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Savings Dollar Special – PNB EMP/DIRECT | USD10.00 |
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EUR | Euro Personal and Commercial | EUR5.00 |
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GBP | English Pound Personal and Commercial | GBP4.00 |
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CAD | Canadian Dollar Personal and Commercial | CAD7.00 |
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AUD | Australian Dollar Personal and Commercial |
AUD8.00 |
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SGD | Singapore Dollar Personal and Commercial |
SGD8.00 |
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HKD | Hongkong Dollar Personal and Commercial |
HKD40.00 |
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JPY | Japanese Yen Personal and Commercial |
JPY1,000.00 |
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CHF | Swiss Franc Personal and Commercial |
CHF6.00 |
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CNH | Chinese Yuan Personal and Commercial |
CNH50.00 |
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No Sufficient Funds (NSF) Return | PHP | For Presenting Bank | PHP1,000.00 |
For Drawee Bank | PHP1,000.00 | ||
Penalty Charges computed on per check per day per PHP40,000.00 and a fraction thereof basis | PHP200.00 | ||
Foreign Currency Notes Deposit | USD | Withdrawal Within Holding Period |
0.25% of Whole Amount in Original Currency – Handling Fee **Holding period is 24 calendar days |
Foreign Currency Notes Deposit | 3rd Currency | ||
Prepaid Card Inactivity Fee | PHP | Collected monthly if no record of financial activity. Collection fee from the Prepaid Card balance will begin on the 1st day of the 8th month. Note: A Prepaid Card is considered inactive if no transaction within seven (7) months. |
PHP20.00 |
FEE TYPE | CURRENCY | REMARKS | CHARGE | ||||||||||||||||||
SOA Request | PHP | PHP100.00 for first page PLUS PHP10.00 each for the second and succeeding pages. |
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SOA Request with Scanned Check | PHP | PHP100.00 for first page PLUS PHP10.00 each for the second and succeeding pages PLUS PHP45.00 per scanned check. |
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Document Retrieval | PHP | If document age is: less than 5 years = PHP500.00/USD15.00 more than 5 years = PHP5,000.00/USD115.00 |
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Safety Deposit Box | PHP | Annual Rental Fee *Renter should be an account holder. Banking relationship with the renter should also be considered. |
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Deposit for key | PHP2,000.00 | ||||||||||||||||||||
Replacement for Lost Key and Installation of New Lock | PHP2,000.00 |
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