PNB Table of Fees and Charges

FEE TYPE	CURRENCY	REMARKS	CHARGE
Interbranch Deposit > Cash > Check ** For Marawi City-MSU Campus-collection of charges for OUTGOING IBTs only (Marawi City-MSU Campus is the servicing branch)	PHP	29 Island Branches: Batanes-Basco Occidental Mindoro – Mamburao Occidental Mindoro – San Jose Oriental Mindoro – Calapan Oriental Mindoro – Pinamalayan Romblon – Odiongan Romblon – Republika Marinduque – Boac Marinduque – Sta. Cruz Catanduanes – Virac Masbate City Cebu – Bantayan Siquijor – Larena Boracay – Station 2 Davao – Samal Island Camiguin – Mambajao Siargao Island – Dapa Marawi City MSU Campus** Tawi-Tawi – Bongao Jolo – Arolas Basilan – Isabela – Roxas Basilan – Isabela – Strong Boulevard Oriental Mindoro – Bongabong Oriental Mindoro – Calapan – San Vicente West Oriental Mindoro – Pinamalayan Malvar Oriental Mindoro – Puerto Galera Oriental Mindoro – Roxas Oriental Mindoro – Victoria Romblon – Odiongan – Liwayway	No charge for deposit transactions involving all regular branches; PHP100.00 for deposit transactions involving the 29 Island Branches ***No charge for inter-branch deposit transactions made to a Priority Checking Account
	USD	Deposits across all branches	PHP100.00 *If payment is made in USD, conversion will be based on prevailing exchange rate
Interbranch Withdrawal, On-us & Off-us Check Encashment, Fund Transfer ** For Marawi City-MSU Campus-collection of charges for OUTGOING IBTs only (Marawi City-MSU Campus is the servicing branch)	PHP	29 Island Branches: Batanes-Basco Occidental Mindoro – Mamburao Occidental Mindoro – San Jose Oriental Mindoro – Calapan Oriental Mindoro – Pinamalayan Romblon – Odiongan Romblon – Republika Marinduque – Boac Marinduque – Sta. Cruz Catanduanes – Virac Masbate City Cebu – Bantayan Siquijor – Larena Boracay – Station 2 Davao – Samal Island Camiguin – Mambajao Siargao Island – Dapa Marawi City MSU Campus** Tawi-Tawi – Bongao Jolo – Arolas Basilan – Isabela – Roxas Basilan – Isabela – Strong Boulevard Oriental Mindoro – Bongabong Oriental Mindoro – Calapan – San Vicente West Oriental Mindoro – Pinamalayan Malvar Oriental Mindoro – Puerto Galera Oriental Mindoro – Roxas Oriental Mindoro – Victoria Romblon – Odiongan – Liwayway	No charge for withdrawal transactions involving all regular branches; PHP200.00 for withdrawal transactions involving the 29 Island Branches ***No charge for inter-branch withdrawal transactions made to a Priority Checking Account
	USD	Withdrawal/On-us Encashments across all branches	PHP200.00 *If payment is made in USD, conversion will be based on prevailing exchange rate

Transactional Charges

FEE TYPE	CURRENCY	REMARKS	CHARGE
Budget Checking	PHP	On-us Check Encashment and Incoming Clearing Check in excess of 3 transactions per month	PHP20.00
Budget Checking	PHP	Over-the-counter Withdrawal (via withdrawal slip)	PHP50.00
Greencheck	USD	Presented at Federal Reserve Bank (FRB), New York	USD8.00
		Presented at branch of account	None
		Returned Check (regardless of reason and mode of presentment)	USD15.00
Cash Letter Facility	USD	FDR (other bank check)	Transaction fee – PHP200.00 regardless of amount Out-of-pocket expense – PHP100/item
Cash Letter Facility	USD	Returned checks	USD30.00 per check
Outward Collection Item	USD and 3rd Currency	Charges for outward collection items come in two phases: Upon Presentation Upon Settlement where funds are credited to client’s account NOTE: Additional CorrBank and/or drawee bank charges will be deducted once COC received proceeds as final payment	Upon presentation Transaction fee – USD15.00 if check amount is below USD50,000.00 or its 3rd Currency equivalent – USD40.00 if check amount is USD50,000.00 and above or its 3rd Currency equivalent Doc Stamp – PHP0.60 for every PHP200.00 and a fraction thereof Out-of-pocket expense – PHP100.00/item Upon Settlement – Collection charges depend on CorrBank/drawee bank charge
		Final Credit Service / FCS Return Check	USD40.00 per check to be deducted after clearing settlement
		Individual Check Collection (ICC)	USD100.00 per check plus additional fee from CorrBank and/or drawee bank as service fee/Transaction Fee to be deducted after clearing settlement
		ICC Return Check	Charges depend on CorrBank/drawee bank charge
Inward Collection Item	PHP	Charges for inward collection items can be classified into two: Honored collection item Dishonored collection item	Honored Collection Item: Transaction fee * For transaction amount up to PHP50,000.00 – PHP250.00 per item * For transaction amount above PHP50,000.00 – PHP250.00 for the first PHP50,000.00 then 1/8 of 1% of amount in excess of PHP50,000.00 or PHP250.00, whichever is higher SWIFT Charge – USD15.00 Doc Stamp – PHP0.60 for every PHP200.00 and a fraction thereof Dishonored Collection Item Return Fee – Charges depend on drawee bank SWIFT Charge – USD15.00 Out-of-pocket expense – PHP100/item
Outgoing Remittance	PHP	Local Telegraphic Transfer (TT)	PHP153.00 with breakdown as follows: PHP100.00 – Transaction Fee PHP50.00 – Cable Charge PHP3.00 – DST
	PHP Funded	FX Telegraphic Transfer	PHP100.00 – Transaction fee PHP0.60 in every PHP200.00 – DST OUR – USD28.00 plus USD20.00 correspondent bank fee plus incidental for 3rd currency exp. shouldered by remitter; SHA – USD28.00 shouldered by the remitter plus correspondent bank charges to be shouldered by beneficiary
	USD & 3rd Currency Funded	FX Telegraphic Transfer	OUR – USD28.00 plus USD20.00 correspondent bank fee plus incidental 3rd currency exp. shouldered by remitter; SHA – USD28.00 shouldered by the remitter plus correspondent bank charges to be shouldered by beneficiary
	PHP	Real Time Gross Settlement (RTGS)/PhilPass	PHP503.00 – transactions below PHP40Million PHP803.00 – transations PHP40Million and over *P253 – in case of transaction amendments regardless of transaction amount
	USD	Philippine Dollar Domestic Transfer (PDDTS)	USD20.00 regardless of amount Use selling rate for Peso to Dollar conversion
Foreign Currency Transaction (through Mastercard)	PHP	Transaction amount is converted to Peso	Conversion is based on exchange rate applied by Mastercard
Foreign Currency Transaction Fee (through Mastercard)	PHP	Additional fee charged on top of converted Peso amount for foreign currency transactions representing service and assessment fees	3% of converted transaction amount
Prime Savings	PHP	Withdrawals/Debit Memo in excess of 2 transactions in a month	PHP33.00
TAP Mastercard	PHP	Monthly Account Fee (charged every end of the month)	PHP15.00
TAP Mastercard	PHP	Over-the-counter Withdrawal Fee	PHP300.00

ATM Transactions

FEE TYPE	CURRENCY	REMARKS	CHARGE
ATM Balance Inquiry	PHP	Balance Inquiry of PNB ATM Card via PNB ATMs	Free
		Balance Inquiry of Other Local Bank’s ATM Card via PNB ATM	PHP2.00
		Balance Inquiry of PNB ATM Card via Other Local Bank’s ATM	Dictated by Acquiring Bank / ATM Owner
ATM Withdrawal	PHP	Withdrawal of PNB ATM Card via PNB ATMs	Free
		Withdrawal of Other Local Bank’s ATM Card via PNB ATM	PHP15.00
		Withdrawal of PNB ATM Card via Other Local Bank’s ATM	Dictated by Acquiring Bank / ATM Owner
ATM InterBank Fund Transfer (IBFT)	PHP	Fee on IBFT transactions	PHP25.00
ATM Safe	PHP	Monthly Service Fee (charged every 27th of the month)	PHP12.00
ATM Service Charge	PHP	Withdrawal, Fast Cash, and Cash Advance transactions of International Cards via PNB ATMs	PHP250.00
		Withdrawal transactions of PNB Cards via International ATM***	PHP150.00
		Balance Inquiry transactions of PNB Cards via International ATM***	PHP75.00

*** All transactions made in foreign currencies will be automatically converted to Philippine Peso on the transaction dates at the prevailing exchange rate applied by Mastercard. The amount converted may include other fees imposed by Mastercard and/or the acquiring bank.

Digital Banking Transaction Fees

FEE TYPE	CURRENCY	REMARKS	CHARGE
PesoNet (Retail)	PHP	Batch bank to bank transfer	PHP20.00
InstaPay (Retail)	PHP	Real-time bank to bank fund transfer	PHP20.00
Bills Payment (Retail)	PHP	Via OTC/IBS/MBS	FREE
Third-Party Fund Transfer (FT) – PNB to Other Person’s PNB Account	PHP	First three (3) FTs per week	FREE
	PHP	Fourth (4th) and succeeding FTs per week (Transaction Counter is refreshed every Monday at 12AM PH Time)	PHP10.00 per transaction
Send Cash (Retail)	PHP	Send Cash Creation	PHP50.00
Send Cash (Retail)	PHP	Passcode Reset	PHP5.00
PesoNet (Corporate)	PHP	Via CashNet/ CashNet Plus	PHP50.00 for every successful transaction PHP100.00 for every unsucessful credit attributed to transaction rejections initiated by the receiving bank
InstaPay (Corporate)	PHP	Via CashNet/ CashNet Plus	PHP15.00 for every successful transaction PHP10.00 for every unsucessful credit attributed to transaction rejections initiated by the receiving bank
Bills Payment (Corporate)	PHP	Via CashNet/ CashNet Plus	PHP10.00 for every successful transaction

OTC Services

FEE TYPE	CURRENCY	REMARKS	CHARGE
Bank Certification	PHP	General Purpose, SEC and other embassies	PHP200.00
Bank Certification	PHP	For British Visa application	PHP200.00
Checkbook Reorder via OTC/IBS/MBS	PHP	Individual	PHP250.00
		Corporate	PHP500.00
		EC Writer Checkpad / Cut Sheets (for Corporate only) via C@shNet Plus	PHP670.00

	USD	Individual	USD10.00
	USD	Corporate	USD17.50
Demand Draft	USD	To be charged upon application	USD10.00
Manager’s Check Request	PHP	To be charged upon application	PHP100.00
Replacement of Lost, Stolen, or Damaged Debit Card / GFC	PHP	Debit Card / GFC	PHP200.00
Replacement of Expired Debit Card / GFC	PHP	Debit Card / GFC	FREE
Replacement of Lost / Damaged Passbook	PHP	Peso Passbook	PHP200.00
Replacement of Lost / Damaged Passbook	USD	US Dollar Passbook	PHP200.00
Stop Payment Order	PHP	To be charged upon SPO application per check	PHP200.00
		Penalty Charge – To be charged upon check negotiation if check is FUNDED	PHP2,000.00
		NSF Charge – to be charged on top of Penalty Charge upon check negotiation if check is UNFUNDED	PHP200.00 per day per check per PHP40,000.00 and a fraction thereof
	USD	To be charged upon SPO application per check	USD15.00
	USD	Penalty Charge – To be charged upon check negotiation regardless if check is FUNDED or UNFUNDED	USD15.00
Certificate of Remittance (COR) / Certificate of Inward Remittance (CIR)	PHP	Fee on requests for Certificate of Remittance / Certificate of Inward Remittance	PHP200.00
PESONet (OTC)	PHP	Via Branch	PHP203.00 per transaction
Prepaid Card Fee	PHP	Collected upon issuance of the card and client- initiated replacement Payment covers amount of the Card, PIN Mailer, and Card Kit	Personalized – PHP250.00 Non-Personalized – PHP150.00
Prepaid Card Top-up Fee	PHP	Collected for every Top-up on the card (OTC via Branches)	PHP20.00

Penalty Charges

FEE TYPE	CURRENCY	REMARKS	CHARGE
Dormancy Accounts become Dormant in case of non-activity for one (1) year for CAs and two (2) years for SAs. *Dormancy Fee is applicable only to dormant accounts after five (5) years of non-activity and if they fall below the required minimum maintaining balance.	PHP	Peso Regular Accounts	PHP30.00
	PHP	Peso Pensioner Accounts (SSS/GSIS)	PHP30.00
	USD	USD Savings Personal, Corporate, and OFW	USD0.50
	USD	USD Checking Account (Greencheck)	USD0.50
	EUR	Euro Personal and Commercial	None
	GBP	English Pound Personal and Commercial	None
	CAD	Canadian Dollar Personal and Commercial	None
	AUD	Australian Dollar Personal and Commercial	None
	SGD	Singapore Dollar Personal and Commercial	None
	HKD	Hongkong Dollar Personal and Commercial	None
	JPY	Japanese Yen Personal and Commercial	None
	CHF	Swiss Franc Personal and Commercial	None
	CNH	Chinese Yuan Personal and Commercial	None
Early Closure *Applicable to accounts closed within thirty (30) days from account opening	PHP	Peso Regular Personal & Corp.	PHP500.00
	USD	USD Savings Personal and Corporate	USD10.00
	EUR	Euro Personal and Commercial	EUR5.00
	GBP	English Pound Personal and Commercial	GBP500.00
	CAD	Canadian Dollar Personal and Commercial	CAD13.00
	AUD	Australian Dollar Personal and Commercial	AUD500.00
	SGD	Singapore Dollar Personal and Commercial	SGD20.00
	HKD	Hongkong Dollar Personal and Commercial	HKD100.00
	JPY	Japanese Yen Personal and Commercial	JPY1,000.00
	CHF	Swiss Franc Personal and Commercial	CHF1,000.00
	CNH	Chinese Yuan Personal and Commercial	CNH50.00
Minimum Maintaining Balance Penalty (MMBP) *Collected from accounts whose Average Daily Balance (ADB) falls below required Minimum Maintaining Balance (MMB) for 2 consecutive months	PHP	Peso Regular Individual	PHP350.00
		Peso Regular Corporate	PHP500.00
		Peso SSS Pensioner Accounts	PHP150.00
		PHP DIRECT DEPOSIT	PHP55.00
	USD	USD Savings Personal and Commercial	USD10.00
		USD Checking Account (Greencheck)	USD20.00
		Savings Dollar Special – PNB EMP/DIRECT	USD10.00
	EUR	Euro Personal and Commercial	EUR5.00
	GBP	English Pound Personal and Commercial	GBP4.00
	CAD	Canadian Dollar Personal and Commercial	CAD7.00
	AUD	Australian Dollar Personal and Commercial	AUD8.00
	SGD	Singapore Dollar Personal and Commercial	SGD8.00
	HKD	Hongkong Dollar Personal and Commercial	HKD40.00
	JPY	Japanese Yen Personal and Commercial	JPY1,000.00
	CHF	Swiss Franc Personal and Commercial	CHF6.00
	CNH	Chinese Yuan Personal and Commercial	CNH50.00
No Sufficient Funds (NSF) Return	PHP	For Presenting Bank	PHP1,000.00
		For Drawee Bank	PHP1,000.00
		Penalty Charges computed on per check per day per PHP40,000.00 and a fraction thereof basis	PHP200.00
Foreign Currency Notes Deposit	USD	Withdrawal Within Holding Period	0.25% of Whole Amount in Original Currency – Handling Fee **Holding period is 24 calendar days
Foreign Currency Notes Deposit	3rd Currency	Withdrawal Within Holding Period
Prepaid Card Inactivity Fee	PHP	Collected monthly if no record of financial activity. Collection fee from the Prepaid Card balance will begin on the 1st day of the 8th month. Note: A Prepaid Card is considered inactive if no transaction within seven (7) months.	PHP20.00

Other Services

FEE TYPE

CURRENCY

REMARKS

CHARGE

SOA Request

PHP

PHP100.00 for first page PLUS PHP10.00 each for the second and succeeding pages.

SOA Request with Scanned Check

PHP

PHP100.00 for first page PLUS PHP10.00 each for the second and succeeding pages PLUS PHP45.00 per scanned check.

Document Retrieval

PHP

If document age is:

less than 5 years = PHP500.00/USD15.00

more than 5 years = PHP5,000.00/USD115.00

Safety Deposit Box

PHP

Annual Rental Fee

*Renter should be an account holder. Banking relationship with the renter should also be considered.

SIZE	PRICE	VOLUME RANGE
XS (3x5x21)	PHP850.00	524 cu. in. and below
S (5x5x21)	PHP1,200.00	525 cu. in. – 839 cu. in.
M (5x10x21)	PHP1,550.00	840 cu. in. – 2,099 cu. in.
L (10x10x21)	PHP2,500.00	2,100 cu. in. – 3,599 cu. in.
XL (15x10x24)	PHP3,000.00	3,600 cu. in. and above

Deposit for key

PHP2,000.00

Replacement for Lost Key and Installation of New Lock

PHP2,000.00

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