Jose Arnulfo A. Veloso
President

Cenon C. Audencial, Jr.
Executive Vice President
Head, Institutional Banking Sector

Nelson C. Reyes
Executive Vice President & Chief Financial Officer
Head, Financial Management Sector

Bernardo H. Tocmo
Executive Vice President
Head, Retail Banking Sector

Alice Z. Cordero
First Senior Vice President & Chief Compliance Officer
Head, Compliance Group

Aida M. Padilla
First Senior Vice President
Head, Enterprise Services Sector

Carmela Leticia A. Pama
First Senior Vice President
Head, Risk Management Group

Schubert Caesar C. Austero
Senior Vice President
Head, Human Resource Group

Manuel C. Bahena, Jr.
Senior Vice President
Head, Legal Group

Ponciano C. Bautista Jr.
Senior Vice President
OIC, Treasury Sector

Marie Fe Liza S. Jayme
Senior Vice President
Head, Operations Group

Maria Paz D. Lim
Senior Vice President & Treasurer
Head, Corporate Disbursing and Expense Management Group

Roland V. Oscuro
Senior Vice President
Head, Enterprise IS/IT Security Group

Norman Martin C. Reyes
Senior Vice President & Chief Marketing Officer
Head, Marketing and Product Development Group

Nanette O. Vergara
Senior Vice President & Chief Credit Officer
Head, Credit Management Group

Horatio S. Aycardo
First Vice President
Head, Information Technology Group

Joy Jasmin R. Santos
First Vice President
Head, Trust Banking Group

Martin G. Tengco, Jr.
First Vice President
Head, Internal Audit Group

Modette Ines V. Cariño
President
PNB-IBJL Leasing and Finance Corporation

Perfecto M. Domingo
President
PNB General Insurers Co., Inc.

Jovencio DB. Hernandez
President
PNB Savings Bank

Manuel Antonio G. Lisbona
President
PNB Securities, Inc.

Gerry B. Valenciano
President
PNB Capital and Investment Corporation