Life After Debt: Managing your Credit Card Bills

Are your bills piling up because of online shopping and other card swipes? While it’s convenient to shop whether online or in store using your credit card, it can also be burdensome for you if you keep on swiping your credit card without monitoring your usage and if you do not follow a specific budget.
To help you be on top of your credit card bills, here are some of the tips you can take a look at:





Set a Limit

Always know your spending limit when using your credit card. To do this, set a budget for all your spending habits. If you have already reached the limit you have set, refrain from using your credit card until you have settled the bill.

Set a Limit

Always know your spending limit when using your credit card. To do this, set a budget for all your spending habits. If you have already reached the limit you have set, refrain from using your credit card until you have settled the bill.





Monitor your usage

Always be updated with your credit card balance so you can keep track of your expenses properly. Monitoring your usage can help you avoid unnecessary and unplanned expenses. Make sure that you are regularly checking not only your usage but your statement of account, as well. This can help you avoid unauthorized transactions which are apparent nowadays due to phishing and spoofing scams.
To learn more about how you can protect yourself from scams, please click here.

Monitor your usage

Always be updated with your credit card balance so you can keep track of your expenses properly. Monitoring your usage can help you avoid unnecessary and unplanned expenses. Make sure that you are regularly checking not only your usage but your statement of account, as well. This can help you avoid unauthorized transactions which are apparent nowadays due to phishing and spoofing scams.
To learn more about how you can protect yourself from scams, please click here.







Pay on time

It’s best to settle your bills on or before your due date to avoid charges such as interests and late payment fees. Make it a habit to set an alarm or write a reminder on your planner as soon as you receive your statement of account.

Pay on time

It’s best to settle your bills on or before your due date to avoid charges such as interests and late payment fees. Make it a habit to set an alarm or write a reminder on your planner as soon as you receive your statement of account.








Pay in full

As much as possible, always pay in full. Minimum amount dues can make you feel that you’re spending less than what you actually charged to your card. Do not give in to the temptation to pay the minimum amount due no matter how cheap it is. It’s always best to pay your bills in full to avoid interest charges.

Pay in full

As much as possible, always pay in full. Minimum amount dues can make you feel that you’re spending less than what you actually charged to your card. Do not give in to the temptation to pay the minimum amount due no matter how cheap it is. It’s always best to pay your bills in full to avoid interest charges.


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