Basic Criteria:

• 25-65 years old (not to exceed 65 years of age upon loan maturity)
• Employed / Self-employed for at least 2 years
• Filipino Citizen or Foreigner based in the Philippines

Income Documents :

Employed (Local)

• Latest ITR
• Certificate of Employment with compensation

Employed (Foreign)

• Latest Contract of Employment
• Proof of Remittance

Self-employed / Business Owner

• Latest ITR with Audited Financial Statement
• Latest three (3) month’s Bank Statement
• Business Papers

Partnership / Corporation

• SEC Certificate of Registration
• Articles of Incorporation and By-Laws
• Secretary’s Certificate / Partnership Resolution (using PNB prescribed format)
• Latest ITR with Audited Financial Statement
• Latest three (3) month’s Bank Statement