PNB MyFirst Savings Account

It’s a savings account for parents/legal guardians of children aged below 7 years old and students aged 7 to 19 years old. MyFirst Savings Account comes with:
✓ PNB-PAL Mabuhay Miles Debit Mastercard or
✓ PNB Passbook
For children aged 7 years old below, an “IN TRUST FOR” (ITF) MyFirst Savings Account should be opened, where the signatory is the parent or legal guardian of the child.

Balance Requirements

Initial Deposit PHP 0.00
Min. Maintaining Balance PHP 0.00
Min. ADB to Earn Interest PHP 5,000.00
Interest Rate 0.100% p.a.
Ready to open an account?
Got an account already?
Got more questions?

PNB MyFirst Savings Account

It’s a savings account for parents/legal guardians of children aged below 7 years old and students aged 7 to 19 years old. MyFirst Savings Account comes with:
✓ PNB-PAL Mabuhay Miles Debit Mastercard or
✓ PNB Passbook
For children aged 7 years old below, an “IN TRUST FOR” (ITF) MyFirst Savings Account should be opened, where the signatory is the parent or legal guardian of the child.

Balance Requirements

Initial Deposit PHP 0.00
Min. Maintaining Balance PHP 0.00
Min. ADB to Earn Interest PHP 5,000.00
Interest Rate 0.100% p.a.
Ready to open an account?
Got an account already?
Got more questions?

How to Open a PNB MyFirst Savings Account

Download and fill-out the account opening form
Visit the branch and present requirements
Wait for your passbook or debit card
Enroll on PNB Digital Banking

How to Open a
PNB MyFirst Savings Account



Download and fill-out the account opening form


Visit the branch and present requirements


Wait for your passbook or debit card


Enroll on PNB Digital Banking

Requirements for Account Opening

1 Valid ID (primary or secondary)
Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
Valid enrollment/registration form of the current school year

Requirements for
Account Opening



1 Valid ID (primary or secondary)


Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)


Valid enrollment/registration form of the current school year
*PNB may require additional IDs or documents for further verification.
For ITF, Birth Certificate of Child, Valid ID of parent/legal guardian, and guardianship documents (if applicable)
*PNB may require additional IDs or documents for further verification.
For ITF, Birth Certificate of Child, Valid ID of parent/legal guardian, and guardianship documents (if applicable)

PNB-PAL Mabuhay Miles Debit Mastercard

Earn points which can be redeemed for Mabuhay Miles when you shop at select merchant categories
Enjoy a 500 Mabuhay Miles welcome gift when you purchase at PAL within 3 months from card issuance
Withdraw at any BancNet, MegaLink, or ExpressNet ATMs in the Philippines
Accepted internationally at Mastercard and Maestro-affiliated shops and ATMs
Use for online transactions for ease and convenience
Tap to pay on any Mastercard PayPass-enabled POS machines

PNB-PAL Mabuhay Miles Debit Mastercard

Earn points which can be redeemed for Mabuhay Miles when you shop at select merchant categories
Enjoy a 500 Mabuhay Miles welcome gift when you purchase at PAL within 3 months from card issuance
Withdraw at any BancNet, MegaLink, or ExpressNet ATMs in the Philippines
Accepted internationally at Mastercard and Maestro-affiliated shops and ATMs
Use for online transactions for ease and convenience
Tap to pay on any Mastercard PayPass-enabled POS machines

DEBIT MASTERCARD


DEBIT MASTERCARD

CARD TRANSACTIONS


CARD TRANSACTIONS

PNB-PAL MABUHAY MILES DEBIT MASTERCARD


PNB-PAL MABUHAY MILES DEBIT MASTERCARD

BALANCE REQUIREMENT


BALANCE REQUIREMENT

LOCAL TRANSACTION CHARGES


LOCAL TRANSACTION CHARGES

INTERNATIONAL TRANSACTION CHARGES


INTERNATIONAL TRANSACTION CHARGES

OTHER CHARGES


OTHER CHARGES

ONE-TIME PIN (OTP)


ONE-TIME PIN (OTP)

VALID IDs


VALID IDs











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Digital Banking