PNB MyFirst Savings Account
It’s a savings account for parents/legal guardians of children aged below 7 years old and students aged 7 to 19 years old. MyFirst Savings Account comes with:
✓ PNB-PAL Mabuhay Miles Debit Mastercard or
✓ PNB Passbook
For children aged 7 years old below, an “IN TRUST FOR” (ITF) MyFirst Savings Account should be opened, where the signatory is the parent or legal guardian of the child.
Balance Requirements
Initial Deposit | PHP 0.00 |
Min. Maintaining Balance | PHP 0.00 |
Min. ADB to Earn Interest | PHP 5,000.00 |
Interest Rate | 0.100% p.a. |
PNB MyFirst Savings Account
It’s a savings account for parents/legal guardians of children aged below 7 years old and students aged 7 to 19 years old. MyFirst Savings Account comes with:
✓ PNB-PAL Mabuhay Miles Debit Mastercard or
✓ PNB Passbook
For children aged 7 years old below, an “IN TRUST FOR” (ITF) MyFirst Savings Account should be opened, where the signatory is the parent or legal guardian of the child.
Balance Requirements
Initial Deposit | PHP 0.00 |
Min. Maintaining Balance | PHP 0.00 |
Min. ADB to Earn Interest | PHP 5,000.00 |
Interest Rate | 0.100% p.a. |
How to Open a PNB MyFirst Savings Account
![]() |
Download and fill-out the account opening form
|
![]() |
Visit the branch and present requirements
|
![]() |
Wait for your passbook or debit card
|
![]() |
Enroll on PNB Digital Banking
|
How to Open a
PNB MyFirst Savings Account
![]() |
Download and fill-out the account opening form
|
![]() |
Visit the branch and present requirements
|
![]() |
Wait for your passbook or debit card
|
![]() |
Enroll on PNB Digital Banking
|
Requirements for Account Opening
![]() |
1 Valid ID (primary or secondary)
|
![]() |
Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
|
![]() |
Valid enrollment/registration form of the current school year
|
Requirements for
Account Opening
![]() |
1 Valid ID (primary or secondary)
|
![]() |
Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
|
![]() |
Valid enrollment/registration form of the current school year
|
*PNB may require additional IDs or documents for further verification.
For ITF, Birth Certificate of Child, Valid ID of parent/legal guardian, and guardianship documents (if applicable)
For ITF, Birth Certificate of Child, Valid ID of parent/legal guardian, and guardianship documents (if applicable)
*PNB may require additional IDs or documents for further verification.
For ITF, Birth Certificate of Child, Valid ID of parent/legal guardian, and guardianship documents (if applicable)
For ITF, Birth Certificate of Child, Valid ID of parent/legal guardian, and guardianship documents (if applicable)

PNB-PAL Mabuhay Miles Debit Mastercard
✓ | Earn points which can be redeemed for Mabuhay Miles when you shop at select merchant categories |
✓ | Enjoy a 500 Mabuhay Miles welcome gift when you purchase at PAL within 3 months from card issuance |
✓ | Withdraw at any BancNet, MegaLink, or ExpressNet ATMs in the Philippines |
✓ | Accepted internationally at Mastercard and Maestro-affiliated shops and ATMs |
✓ | Use for online transactions for ease and convenience |
✓ | Tap to pay on any Mastercard PayPass-enabled POS machines |
|

PNB-PAL Mabuhay Miles Debit Mastercard
✓ | Earn points which can be redeemed for Mabuhay Miles when you shop at select merchant categories |
✓ | Enjoy a 500 Mabuhay Miles welcome gift when you purchase at PAL within 3 months from card issuance |
✓ | Withdraw at any BancNet, MegaLink, or ExpressNet ATMs in the Philippines |
✓ | Accepted internationally at Mastercard and Maestro-affiliated shops and ATMs |
✓ | Use for online transactions for ease and convenience |
✓ | Tap to pay on any Mastercard PayPass-enabled POS machines |
|
DEBIT MASTERCARD |
![]() |

DEBIT MASTERCARD |
![]() |
CARD TRANSACTIONS |

CARD TRANSACTIONS |
PNB-PAL MABUHAY MILES DEBIT MASTERCARD |
![]() |

PNB-PAL MABUHAY MILES DEBIT MASTERCARD |
BALANCE REQUIREMENT |
![]() |

BALANCE REQUIREMENT |
![]() |
LOCAL TRANSACTION CHARGES |

LOCAL TRANSACTION CHARGES |
INTERNATIONAL TRANSACTION CHARGES |
![]() |

INTERNATIONAL TRANSACTION CHARGES |
![]() |
OTHER CHARGES |

OTHER CHARGES |
ONE-TIME PIN (OTP) |
![]() |

ONE-TIME PIN (OTP) |
![]() |
VALID IDs |

VALID IDs |