Home   >   Global Filipino Hub   >   OFW Savings Account

OFW Savings Account

Start achieving your savings goal and secure you and your family’s future. Open a Philippine-based OFW Savings Account through overseas PNB branches near you.

Why open an OFW Savings Account

  • Earn interest when your ADB is at least PHP10,000
  • Use a PNB-PAL Mabuhay Miles OFW Savings Debit Mastercard which can be used at any Mastercard and Maestro accredited merchant and over 2 Million ATMs worldwide.
  • Earn points when you shop using your card at select merchants and covert your points to Mabuhay Miles
  • Monitor your account and your finances using PNB Digital Banking
  • If you have a PNB Letter of Introduction:
    • PNB Letter of Introduction
    • 1 photo bearing government-issued I.D.
  • For OFWs w/o PNB Letter of Introduction (any of the following):
    • Copy of Passport
    • Employment Contract (Duly approved and notarized by POEA)
    • PDOS Certificate
    • 1 photo bearing government-issued I.D.
  • For receivers w/o PNB Letter of Introduction:
    • Copy of passport
    • Employment Contract of their OFW sender (duly approved and notarized by POEA)
    • Proof of Remittance (for existing receivers of other banks/remittance channels)
    • 1 photo bearing government-issued I.D.
  1. Go to the nearest PNB Branch
  2. Fill out the Account Opening Form and Signature Card
  3. Submit the completed forms to the branch officer together with the requirements
  4. Wait for your application to be processed and for your card to be issued
Balance Requirement
Initial Deposit Php 0.00 / $ 0.00
Minimum Maintaining Balance Php 0.00 / $ 0.00
Minimum ADB to Earn Interest Php 10,000.00 / $ 1,000.00
Interest Rate 0.10% / 0.025% p.a.

Fees and Charges

Dormancy Fee Php 0.00 / $ 0.00
Passbook Replacement Php 100.00 / $ 5.00
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months. Php 0.00 / $ 0.00
Interbranch/interoffice deposit/withdrawal transaction, except transactions made between and among —
  • Metro Manila Branches
  • Non-Metro Manila branches or provincial branches located within the same city, municipality or province.
    Php 100.00/Php 200.00

    Frequently Asked Questions

    • Passport
    • Original employment contract (duly notarized and approved by POEA ) will be accepted together with at least a photocopy of passport
    • Drivers License
    • Professional (PRC) license
    • SSS/GSIS membership cards
    • OFW ID (issued by POEA/OWWA)
    • NBI/Police clearance
    For overseas customers: 1-15 Banking Days for unnamed Debit Mastercard
    For overseas customers: 15-20 Banking Days for named card
    For customers in the Philippines: Same Day
    For accounts opened in the Philippines, the card will be activated in an hour.
    You may enroll using your PNB Peso ATM/ Debit Mastercard by following these steps:
    1. Click/Tap SIGN-UP in the login page then select SIGN-UP USING ATM CARD.
    2. Select Account Type then input your Card Number and PIN.
    3. Create your User ID and Password. Ensure that your mobile number and email address are entered correctly
    4. Input the 6-digit One-Time-PIN (OTP)sent to your registered mobile number.
    5. The first time you login, you shall be asked to enter the Online Activation Code (OAC). The OAC is sent to your registered email address.
    Yes, you may see the expiration of the card on the card face.
    You may go to the nearest PNB branch to request for a card replacement. You will need to submit the completed card replacement form. The card replacement fee is at Php 150.
    The account will be dormant if there is no activity within 2 years.
    You can nominate any Philippine based PNB branch as your maintaining branch.

    Tel. No.: (+632) 8526 3131

    Customer Care

    Bank Hotline
    Tel. No.: (+632) 8573-8888
    Email: customercare@pnb.com.ph
    PNB Cards
    Tel. No.: (+632) 8818 9818
    Email: pnbcreditcards@pnb.com.ph
    Deposits are insured by PDIC up to P500,000 per depositor.
    PNB is regulated by the Bangko Sentral ng Pilipinas
    BSP Webchat - https://www.bsp.gov.ph
    SMS: 021582277 (for Globe subscribers only)
    BSP Facebook - https://www.facebook.com/BangkoSentralngPilipinas
    Privacy Policy