OFW Savings Accounts


ATM Card for Overseas Filipino Workers and Beneficiaries

Special ATM Card – For OFWs and Beneficiaries

✓ Comes with a PNB-PAL Mabuhay Miles OFW Savings Debit Mastercard which can be used at:

  • Mastercard and Maestro accredited merchants
  • Over 2 million ATMs worldwide

  • ✓ Interest-earning account*

    ✓ Earn points which can be redeemed for Mabuhay Miles when you shop at select merchant categories

    ✓ Withdraw at any PNB and BancNet ATMs in the Philippines and at any Mastercard and Maestro accredited ATMs worldwide

    ✓ Use for online transactions for ease and convenience

    ✓ Tap to pay on any Mastercard PayPass-enabled POS machines

    *ADB must be Php 10,000.00 to earn interest

    PNB Debit Cards Terms and Conditions

    PNB Debit Cards rewards Program Terms and Conditions

    ProductOFW Savings Account
    Peso Debit Card or Passbook Php 0.00
    Dollar (Passbook only) $ 0.00
    • Acceptable identification cards (ID’s) to be presented upon opening of the account may be one of the following:
      • Passport
      • Original employment contract (duly notarized and approved by POEA ) will be accepted together with at least a photocopy of passport
      • Drivers License
      • Professional (PRC) license
      • SSS/GSIS membership cards
      • OFW ID (issued by POEA/OWWA)
      • NBI/Police clearance

      In addition to the above, documents without picture such as Marriage contract, BIR TIN and Credit cards should always be accompanied with a photographed ID.
    • 2 ID pictures (1X1 or 2X2)
    • Letter of Introduction*

    *This is only needed if the client is not ready to open OFW savings account due to lack of funds and identification. The Letter of Introduction must be submitted with one ID to the particular branch chosen by the OFW/Beneficiary.

    PNB OFW Savings Account Fees and Charges

    Balance Requirement
    Initial Deposit Php 0.00 / $ 0.00
    Minimum Maintaining Balance Php 0.00 / $ 0.00
    Minimum ADB to Earn Interest Php 10,000.00 / $ 1,000.00
    Interest Rate
    Effectivity Date: February 1, 2015
    0.100% p.a.
    Dormancy 2 years
    Dormancy Fee Php 0.00 / $ 0.00
    Record of Transactions Upon request
    Other Charges
    Passbook Replacement Php 100.00 / $ 5.00
    Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months. Php 0.00 / $ 0.00
    Interbranch/interoffice deposit/withdrawal transaction, except transactions made between and among —
    • Metro Manila Branches
    • Non-Metro Manila branches or provincial branches located within the same city, municipality or province.
    Php 100.00/Php 200.00

    Tel. No.: (+632) 8526 3131

    Customer Care

    Bank Hotline
    Tel. No.: (+632) 8573-8888
    Email: customercare@pnb.com.ph
    PNB Cards
    Tel. No.: (+632) 8818 9818
    Email: pnbcreditcards@pnb.com.ph
    Deposits are insured by PDIC up to P500,000 per depositor.
    PNB is regulated by the Bangko Sentral ng Pilipinas
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    SMS: 021582277 (for Globe subscribers only)
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