Special ATM Card for OFWs Beneficiaries

Special ATM Card – For OFWs and Beneficiaries

  • Zero opening and maintaining balance
  • Earn interest for balances of P10,000 or $500 and up
  • Save while abroad
  • 24/7 ATM access thru PNB, MegaLink, BancNet and ExpressNet ATMs nationwide
ProductRegularOFW & Beneficiary
Peso ATM Php 3,000.00 Php 0.00
Peso Passbook Php 10,000.00 Php 0.00
Dollar Passbook $ 500.00 $ 0.00
  • Acceptable identification cards (ID’s) to be presented upon opening of the account may be one of the following:
    • Passport
    • Original employment contract (duly notarized and approved by POEA ) will be accepted together with at least a photocopy of passport
    • Drivers License
    • Professional (PRC) license
    • SSS/GSIS membership cards
    • OFW ID (issued by POEA/OWWA)
    • NBI/Police clearance

    In addition to the above, documents without picture such as Marriage contract, BIR TIN and Credit cards should always be accompanied with a photographed ID.
  • 2 ID pictures (1X1 or 2X2)
  • Letter of Introduction*

*This is only needed if the client is not ready to open OFW savings account due to lack of funds and identification. The Letter of Introduction must be submitted with one ID to the particular branch chosen by the OFW/Beneficiary.

PNB OFW Savings Account Fees and Charges

Balance Requirement
Initial Deposit Php 0.00 / $ 0.00
Minimum Maintaining Balance Php 0.00 / $ 0.00
Minimum ADB to Earn Interest Php 10,000.00 / $ 1,000.00
Interest Rate
Effectivity Date: February 1, 2015
0.100% p.a.
Dormancy 2 years
Dormancy Fee Php 0.00 / $ 0.00
Record of Transactions Upon request
Other Charges
Passbook Replacement Php 100.00 / $ 5.00
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months. Php 0.00 / $ 0.00
Interbranch/interoffice deposit/withdrawal transaction, except transactions made between and among —
  • Metro Manila Branches
  • Non-Metro Manila branches or provincial branches located within the same city, municipality or province.
Php 100.00/Php 200.00