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Deposit Account

Build your savings goals with the Philippine bank that you can trust. With PNB, you can now open your USD or Yen passbook account by going to PNB Tokyo or through mail.

Type of Accounts

Deposit Account Yen Deposit USD Deposit
Opening Balance Requirement ¥10,000 $100
Minimum Maintaining Balance Requirement 0
Minimum Balance to Earn Interest ¥10,000 $100
Interest Rate 0.01%
Deposit Amount ¥100,000 – 999,999 1,000,000 – 2,999,999 3,000,000 – UP
1 Month 0.020% 0.125% 0.250%
2 Months 0.020% 0.250% 0.375%
3 Months 0.020% 0.250% 0.375%
6 Months 0.020% 0.375% 0.500%
1 Year 0.020% 0.375% 0.500%
*Rates are subject to change without prior notice
Deposit Amount 1,000 – 9,999 10,000 – 49,999 50,000 – UP
1 Month 0.020% 0.250% 0.375%
2 Months 0.020% 0.375% 0.500%
3 Months 0.020% 0.375% 0.500%
6 Months 0.020% 0.500% 0.625%
1 Year 0.020% 0.625% 0.750%
*Rates are subject to change without prior notice

What you need to open a Deposit Account

  • For Japanese:
    • Original passport for walk-in clients
    • My Number
    • Original Japanese Drivers’ License (if available) or any Japanese Government issued I.D. reflecting Japan address for walk-in clients
    • Source of funds (for deposits amounting to JPY 1M / $10,000)
  • For Filipinos and Non-Japanese:
    • Original Residence Card for walk-in clients
    • Original Passport for walk-in clients
    • Source of funds (for deposits amounting to JPY 1M / $10,000)

How to open a Deposit Account

  1. Complete your requirements
  2. Go to PNB Tokyo branch or send your duly accomplished deposit application form together with your requirements through mail

Fees and Charges

Forex Handling Fee for USD cash deposits and withdrawals 1.5% of transaction amount

Frequently Asked Questions

Your Japan-based savings account becomes inactive if there is no transaction made with the account three (3) years from the last transaction date.
Your account will become dormant five (5) years after your account is considered inactive in which the account will be closed.
No. PNB Tokyo savings accounts are all passbook accounts.
PNB Tokyo’s Japan-based accounts are not covered by insurance.

Trunkline
Tel. No.: (+632) 8526 3131

Customer Care

Bank Hotline
Tel. No.: (+632) 8573-8888
Email: customercare@pnb.com.ph
PNB Cards
Tel. No.: (+632) 8818 9818
Email: pnbcreditcards@pnb.com.ph
Deposits are insured by PDIC up to P500,000 per depositor.
PNB is regulated by the Bangko Sentral ng Pilipinas
https://www.bsp.gov.ph.
BSP Webchat - https://www.bsp.gov.ph
SMS: 021582277 (for Globe subscribers only)
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