PNB Fund Transfer
Why transfer funds with PNB Mobile Banking?
- ✓ Service is available 24/7
- ✓ There are two ways to conveniently transfer funds to other banks
Real-time Funds Transfer via 
- ✓ Your recipients can get their money real-time
- ✓ You can transfer up to P50,000 per transaction
- ✓ A fee of P10 is charged per transaction
Send bigger amounts with 
- ✓ Funds are received within the day if transaction is made before 2PM cut-off during banking days
- ✓ You can transfer up to P100,000 per transaction
- ✓ A fee of P10 is charged per transaction
| INSTITUTION | PESONet | InstaPay |
|---|---|---|
| Al-Amanah Islamic Investment Bank (AAIIB) | ✓ | – |
| ALLBANK, INC. (A Thrift Bank) | ✓ | ✓ |
| Asia United Bank (AUB) | ✓ | ✓ |
| Australia & New Zealand Bank (ANZ) | ✓ | – |
| Banco De Oro Unibank, Inc. (BDO) | ✓ | ✓ |
| Bangko Mabuhay (A Rural Bank), Inc. | ✓ | ✓ |
| Bangkok Bank Public Co., Ltd. (BBPC) | ✓ | – |
| Bank of America, Nat’l. Ass’n. (BA) | ✓ | – |
| Bank of China (BC) | ✓ | – |
| Bank of Commerce (BCOM) | ✓ | ✓ |
| Bank of Florida (A Rural Bank) | ✓ | – |
| Bank of Makati | ✓ | – |
| Bank of Tokyo-Mits., Limited (TOKYO) | ✓ | – |
| Banko, A subsidiary of BPI (BGB) | – | ✓ |
| BDO Network Bank (A Rural Bank of BDO) | ✓ | ✓ |
| Binangonan Rural Bank (BRB Digital) | – | ✓ |
| BPI / BPI Family Savings Bank | ✓ | ✓ |
| Camalig Bank, Inc. (A Rural Bank) | ✓ | ✓ |
| Cantilan Bank Inc. (A Rural Bank) | ✓ | – |
| Cebuana Lhuillier Rural Bank, Inc. (CLB) | ✓ | ✓ |
| China Bank Savings (CBS) | ✓ | ✓ |
| China Banking Corporation (CBC) | ✓ | ✓ |
| CIMB Bank Phils., Inc. (CIMB) | ✓ | – |
| Citibank, N. A. (CITI) | ✓ | – |
| Community Bank of Romblon, Inc. (CRBR) | ✓ | – |
| Country Builders Bank, Inc. (A Rural Bank) | ✓ | – |
| CTBC Bank (Philippines) Corp. (CCBC) | ✓ | ✓ |
| DCPAY Philippines (COINS.PH) | ✓ | ✓ |
| Deutsche Bank (DB) | ✓ | – |
| Devt. Bank of the Philippines (DBP) | ✓ | ✓ |
| Dungganon Bank (DBI) | ✓ | ✓ |
| East-West Banking Corporation (EWBC) | ✓ | ✓ |
| EastWest Rural Bank / Komo | ✓ | ✓ |
| Equicom Savings Bank (ESB) | ✓ | ✓ |
| First Consolidated Bank (FCB) | ✓ | – |
| GCash (G-Xchange, Inc.) | ✓ | ✓ |
| GrabPay (GBY) | – | ✓ |
| Guagua Rural Bank, Inc. (GRBank) | ✓ | – |
| The Hongkong and Shanghai Banking Corp. (HSBC) | ✓ | – |
| HSBC Savings Bank, Inc. (HSBC SB) | ✓ | – |
| Industrial and Commercial Bank of China (ICBC) | ✓ | – |
| Industrial Bank of Korea (IBK) | ✓ | – |
| ING Bank N. V. (IBNV) | ✓ | ✓ |
| Innovative Bank Inc. | ✓ | – |
| Isla Bank, Inc. (IBI) | – | ✓ |
| JPMorgan Chase Bank (CHASE) | ✓ | – |
| KEB Hana Bank (KHB) | ✓ | – |
| Land Bank of the Philippines (LBP) | ✓ | ✓ |
| Malayan Bank Savings and Mortgage Bank, Inc. (MSB) | ✓ | ✓ |
| Maybank Phils.,Inc. (MAYB) | ✓ | ✓ |
| Mega Intl Comml Bank Co. Ltd (MICB) | ✓ | – |
| Metropolitan Bank and Trust Co (MBTC) | ✓ | ✓ |
| Mizuho Bank, Ltd. (Mizuho) | ✓ | – |
| Omnipay (OPI) | – | ✓ |
| Partner Rural Bank (Cotabato), Inc. (PAR) | – | ✓ |
| PayMaya Philippines, Inc. (PPI) | ✓ | ✓ |
| Phil. Bank of Communications (PBCom) | ✓ | ✓ |
| Philippine Business Bank (PBB) | ✓ | ✓ |
| Philippine Savings Bank (PSB) | ✓ | ✓ |
| Philippine Trust Company (PTC) | ✓ | ✓ |
| Philippine Veterans Bank (PVB) | ✓ | ✓ |
| PNB Savings Bank (PNBSB) | – | ✓ |
| Producers Bank | – | ✓ |
| Producers Savings Bank Corporation (PSBC) | ✓ | – |
| QUEENBANK (QCB) | – | ✓ |
| Quezon Capital Rural Bank (QCRB) | – | ✓ |
| Queen City Development Bank (Queen Bank) | ✓ | – |
| Rang-Ay Bank, Inc. (A Rural Bank) | ✓ | – |
| Rizal Commercial Banking Corporation/DiskarTech | ✓ | ✓ |
| Robinsons Bank Corporation (RBC) | ✓ | ✓ |
| Rural Bank of Digos, Inc. (RBDI) | ✓ | – |
| Rural Bank of Guinobatan, Inc. (RBGI) | ✓ | ✓ |
| Security Bank Corporation (SBC) | ✓ | ✓ |
| Shinhan Bank (SHB) | ✓ | – |
| Starpay (SPY) | – | ✓ |
| Sterling Bank of Asia (SBA) | ✓ | ✓ |
| Sumitomo Mitsui Banking Corp (SMBC) | ✓ | – |
| Sun Savings Bank (SSB) | – | ✓ |
| The Standard Chartered Bank (SCB) | ✓ | – |
| UCPB Savings Bank (USB) | – | ✓ |
| Union Bank of the Philippines (UBP) | ✓ | ✓ |
| United Coconut Planters Bank (UCPB) | ✓ | ✓ |
| United Overseas Bank Phils. (UOB) | ✓ | – |
| Wealth Development Bank Corp. (WealthBank ) | ✓ | ✓ |
| Yuanta Savings Bank (YSB) | ✓ | – |
How to transfer funds with PNB Mobile Banking?
I will be transferring to:
1.  |
Select “Transfer Funds” on the app menu. |
2.  |
Choose “Other PNB Accounts.” |
3.  |
Choose source account of payment. |
4.  |
Choose either from Saved Payees or add a New Payee. |
5.  |
Enter bank account details. |
6.  |
Confirm and enter the 6-digit One-Time-PIN (OTP) to complete transaction. |
7.  |
A successful transaction notification shall be sent to your registered email and mobile number. |
Frequently Asked Questions
- What account/s can I use to transfer funds?
- You can use your debit, passbook, or checking account for as long as they are enrolled in PNB Digital Banking. Kindly note that you cannot use budget checking as a source of funds to transfer to other accounts.
- How much is the transfer fee per transaction?
- Transfer fee for PESONet transactions is PhP10, while for InstaPay is PhP10.
- How much is the limit per transfer?
- PESONet has a limit of PhP100,000 while InstaPay has a limit of PhP50,000 per transaction.
- How much is the limit of transfers per day?
- Daily transfer limit is PhP200,000 each for both PESONet and InstaPay.
- Until what time can I transfer the funds?
- You can transfer money anytime. However, for PESONet, all transfer requests must be made before 12 noon during banking days in order for funds to be credited to the recipient’s account on the same day. InstaPay has no cut-off time and money can be credited anytime.
- Can I reverse my fund transfer transaction?
- Once the transaction has been successful and debited from your account, the transaction you wish to cancel cannot be reverted.
- Will there be instances for unsuccessful credit to the receiving bank?
- Yes, the final credit to the payee account may not be successfully processed by the receiving bank for several reasons such as:
- Invalid payee account number (may be incorrect, closed, dormant, blocked, frozen)
- There is a mismatch in the name of the payee account from the name submitted
- The currency of the payee account is not a qualified PHP account
- What should I do if my funds transfer transaction is unsuccessful?
- You can report transactional problems/errors by contacting PNB through Customer Care (+632) 8573-8888 / customercare@pnb.com.ph or visit a PNB branch near you.
Send money to a PayMaya or GCash account in just few steps
Kailangang magpadala sa Paymaya account ng kaibigan o kapamilya? Walang problema! Pwede kang mag transfer…
Send money home in spite of lockdown
The need to send money to our family, friends, and someone in need has never been this important.
Banking During Weekends
It’s a sunny Saturday and you remember you had to transact with your bank. The nearest branch from your area is closed…
PNB Fund Transfer
Conveniently transfer funds with PNB Mobile Banking in just one tap. Fund other bank accounts and eWallets anytime you want using either PESONet or InstaPay.
Why transfer funds with PNB Mobile Banking?
- ✓ Service is available 24/7
- ✓ There are two ways to conveniently transfer funds to other banks
Real-time Funds Transfer via
- ✓ Your recipients can get their money real-time
- ✓ You can transfer up to P50,000 per transaction
- ✓ A fee of P10 is charged per transaction
Send bigger amounts with
- ✓ Funds are received within the day if transaction is made before 2PM cut-off during banking days
- ✓ You can transfer up to P100,000 per transaction
- ✓ A fee of P10 is charged per transaction
| INSTITUTION | PESONet | InstaPay |
|---|---|---|
| Al-Amanah Islamic Investment Bank (AAIIB) | ✓ | – |
| ALLBANK, INC. (A Thrift Bank) | ✓ | ✓ |
| Asia United Bank (AUB) | ✓ | ✓ |
| Australia & New Zealand Bank (ANZ) | ✓ | – |
| Banco De Oro Unibank, Inc. (BDO) | ✓ | ✓ |
| Bangko Mabuhay (A Rural Bank), Inc. | ✓ | ✓ |
| Bangkok Bank Public Co., Ltd. (BBPC) | ✓ | – |
| Bank of America, Nat’l. Ass’n. (BA) | ✓ | – |
| Bank of China (BC) | ✓ | – |
| Bank of Commerce (BCOM) | ✓ | ✓ |
| Bank of Florida (A Rural Bank) | ✓ | – |
| Bank of Makati | ✓ | – |
| Bank of Tokyo-Mits., Limited (TOKYO) | ✓ | – |
| Banko, A subsidiary of BPI (BGB) | – | ✓ |
| BDO Network Bank (A Rural Bank of BDO) | ✓ | ✓ |
| Binangonan Rural Bank (BRB Digital) | – | ✓ |
| BPI / BPI Family Savings Bank | ✓ | ✓ |
| Camalig Bank, Inc. (A Rural Bank) | ✓ | ✓ |
| Cantilan Bank Inc. (A Rural Bank) | ✓ | – |
| Cebuana Lhuillier Rural Bank, Inc. (CLB) | ✓ | ✓ |
| China Bank Savings (CBS) | ✓ | ✓ |
| China Banking Corporation (CBC) | ✓ | ✓ |
| CIMB Bank Phils., Inc. (CIMB) | ✓ | – |
| Citibank, N. A. (CITI) | ✓ | – |
| Community Bank of Romblon, Inc. (CRBR) | ✓ | – |
| Country Builders Bank, Inc. (A Rural Bank) | ✓ | – |
| CTBC Bank (Philippines) Corp. (CCBC) | ✓ | ✓ |
| DCPAY Philippines (COINS.PH) | ✓ | ✓ |
| Deutsche Bank (DB) | ✓ | – |
| Devt. Bank of the Philippines (DBP) | ✓ | ✓ |
| Dungganon Bank (DBI) | ✓ | ✓ |
| East-West Banking Corporation (EWBC) | ✓ | ✓ |
| EastWest Rural Bank / Komo | ✓ | ✓ |
| Equicom Savings Bank (ESB) | ✓ | ✓ |
| First Consolidated Bank (FCB) | ✓ | – |
| GCash (G-Xchange, Inc.) | ✓ | ✓ |
| GrabPay (GBY) | – | ✓ |
| Guagua Rural Bank, Inc. (GRBank) | ✓ | – |
| The Hongkong and Shanghai Banking Corp. (HSBC) | ✓ | – |
| HSBC Savings Bank, Inc. (HSBC SB) | ✓ | – |
| Industrial and Commercial Bank of China (ICBC) | ✓ | – |
| Industrial Bank of Korea (IBK) | ✓ | – |
| ING Bank N. V. (IBNV) | ✓ | ✓ |
| Innovative Bank Inc. | ✓ | – |
| Isla Bank, Inc. (IBI) | – | ✓ |
| JPMorgan Chase Bank (CHASE) | ✓ | – |
| KEB Hana Bank (KHB) | ✓ | – |
| Land Bank of the Philippines (LBP) | ✓ | ✓ |
| Malayan Bank Savings and Mortgage Bank, Inc. (MSB) | ✓ | ✓ |
| Maybank Phils.,Inc. (MAYB) | ✓ | ✓ |
| Mega Intl Comml Bank Co. Ltd (MICB) | ✓ | – |
| Metropolitan Bank and Trust Co (MBTC) | ✓ | ✓ |
| Mizuho Bank, Ltd. (Mizuho) | ✓ | – |
| Omnipay (OPI) | – | ✓ |
| Partner Rural Bank (Cotabato), Inc. (PAR) | – | ✓ |
| PayMaya Philippines, Inc. (PPI) | ✓ | ✓ |
| Phil. Bank of Comms (PBCom) |
✓ | ✓ |
| Philippine Business Bank (PBB) | ✓ | ✓ |
| Philippine Savings Bank (PSB) | ✓ | ✓ |
| Philippine Trust Company (PTC) | ✓ | ✓ |
| Philippine Veterans Bank (PVB) | ✓ | ✓ |
| PNB Savings Bank (PNBSB) | – | ✓ |
| Producers Bank | – | ✓ |
| Producers Savings Bank Corporation (PSBC) | ✓ | – |
| QUEENBANK (QCB) | – | ✓ |
| Quezon Capital Rural Bank (QCRB) | – | ✓ |
| Queen City Development Bank (Queen Bank) | ✓ | – |
| Rang-Ay Bank, Inc. (A Rural Bank) | ✓ | – |
| Rizal Commercial Banking Corp./ DiskarTech |
✓ | ✓ |
| Robinsons Bank Corporation (RBC) | ✓ | ✓ |
| Rural Bank of Digos, Inc. (RBDI) | ✓ | – |
| Rural Bank of Guinobatan, Inc. (RBGI) | ✓ | ✓ |
| Security Bank Corporation (SBC) | ✓ | ✓ |
| Shinhan Bank (SHB) | ✓ | – |
| Starpay (SPY) | – | ✓ |
| Sterling Bank of Asia (SBA) | ✓ | ✓ |
| Sumitomo Mitsui Banking Corp (SMBC) | ✓ | – |
| Sun Savings Bank (SSB) | – | ✓ |
| The Standard Chartered Bank (SCB) | ✓ | – |
| UCPB Savings Bank (USB) | – | ✓ |
| Union Bank of the Philippines (UBP) | ✓ | ✓ |
| United Coconut Planters Bank (UCPB) | ✓ | ✓ |
| United Overseas Bank Phils. (UOB) | ✓ | – |
| Wealth Development Bank Corp. (WealthBank ) | ✓ | ✓ |
| Yuanta Savings Bank (YSB) | ✓ | – |
How to transfer funds with PNB Mobile Banking?
I will be transferring to:
| 1. |
Select “Transfer Funds” on the app menu. |
| 2. |
Choose “Other PNB Accounts.” |
| 3. |
Choose source account of payment. |
| 4. |
Choose either from Saved Payees or add a New Payee. |
| 5. |
Enter bank account details. |
| 6. |
Confirm and enter the 6-digit One-Time-PIN (OTP) to complete transaction. |
| 7. |
A successful transaction notification shall be sent to your registered email and mobile number. |
Frequently Asked Questions
- What account/s can I use to transfer funds?
- You can use your debit, passbook, or checking account for as long as they are enrolled in PNB Digital Banking. Kindly note that you cannot use budget checking as a source of funds to transfer to other accounts.
- How much is the transfer fee per transaction?
- Transfer fee for PESONet transactions is PhP10, while for InstaPay is PhP10.
- How much is the limit per transfer?
- PESONet has a limit of PhP100,000 while InstaPay has a limit of PhP50,000 per transaction.
- How much is the limit of transfers per day?
- Daily transfer limit is PhP200,000 each for both PESONet and InstaPay.
- Until what time can I transfer the funds?
- You can transfer money anytime. However, for PESONet, all transfer requests must be made before 12 noon during banking days in order for funds to be credited to the recipient’s account on the same day. InstaPay has no cut-off time and money can be credited anytime.
- Can I reverse my fund transfer transaction?
- Once the transaction has been successful and debited from your account, the transaction you wish to cancel cannot be reverted.
- Will there be instances for unsuccessful credit to the receiving bank?
- Yes, the final credit to the payee account may not be successfully processed by the receiving bank for several reasons such as:
- Invalid payee account number (may be incorrect, closed, dormant, blocked, frozen)
- There is a mismatch in the name of the payee account from the name submitted
- The currency of the payee account is not a qualified PHP account
- What should I do if my funds transfer transaction is unsuccessful?
- You can report transactional problems/errors by contacting PNB through Customer Care (+632) 8573-8888 / customercare@pnb.com.ph or visit a PNB branch near you.
Send money to a PayMaya or GCash account in just few steps
Kailangang magpadala sa Paymaya account ng kaibigan o kapamilya? Walang problema! Pwede kang mag transfer…
Send money home in spite of lockdown
The need to send money to our family, friends, and someone in need has never been this important.
Banking During Weekends
It’s a sunny Saturday and you remember you had to transact with your bank. The nearest branch from your area is closed…