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Loan Amount

Equivalent amount in Hong Kong Dollars.
PHP
HKD


Monthly Payment

Required monthly net income (if employed)*

*Rates are subject to change without prior notice.

Requirements

  • Copy of HKID
  • Copy of Passport
  • Certificate of Employment (if employed)
  • Proof of billing address (latest)
  • Bank Statement (latest 3 months) – where salary is credited
  • Business Registration
  • Copy of Incorporation and Memorandum and articles of Incorporation and association
  • Financial Statement
  • Inland Revenue Tax Assessment (latest)

Requirements



  • Copy of HKID
  • Copy of Passport
  • Certificate of Employment (if employed)


  • Proof of billing address (latest)
  • Bank Statement (latest 3 months) – where salary is credited
  • Business Registration


  • Copy of Incorporation and Memorandum and articles of Incorporation and association
  • Financial Statement
  • Inland Revenue Tax Assessment (latest)

Why should I apply for OPHL?

Apply and manage your loan from Hong Kong
The only institution who can pay your purchased
property in the Philippines
Open to locals and expats based in Hong Kong

Why should I apply for OPHL?

Apply and manage your loan from Hong Kong
The only institution who can pay your purchased property in the Philippines
Open to locals and expats based in Hong Kong

Get Preapproved for OPHL

Get Preapproved for OPHL

Fill up the form below and let’s start the conversation on building your dream home!

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Mobile Number




Partner Developers

More than 300 accredited developers within the Philippines

Partner Developers

More than 300 accredited developers within the Philippines

Contact Us

Unit 902 9/F Tung Wai Commercial Building, 109-111 Gloucester Road, Wanchai, Hong Kong
2525 3636
2525 3990
(9am-5pm, except weekends and holidays)

Contact Us



Unit 902 9/F Tung Wai Commercial Building, 109-111 Gloucester Road, Wanchai, Hong Kong


2525 3636
2525 3990
(9am-5pm, except weekends and holidays)


Frequently Asked Questions

Frequently Asked Questions

The PNB Pangarap All Purpose Loan is a fully secured financing package offered to qualified OFW professionals currently based in Hong Kong who are employed either as expatriates or local hires. The loan may be secured either by a first mortgage on real estate properties located in Hong Kong or in the Philippines, or by deposits maintained in PNB Hong Kong and/or in PNB branches in the Philippines. The loan may be used for any legal purpose.


  • Filipino Citizens holding employment pass or permanent residence status in Hong Kong.
  • Hong Kong Citizens and Other Foreigners who are working in Hong Kong (restricted to condominium units).
  • Foreigners married to Filipinos and who are residing in Hong Kong.


  • Copy of HKID
  • Copy of Passport
  • Proof of billing address (latest)
  • Bank Statement (latest 3 months) – where salary is credited
  • Certificate of Employment (If employed)
  • If with Business:
  • a.) Business Registration
    b.) Copy of Incorporation and Memorandum and articles of Incorporation and association
    c.) Financial Statement

  • Inland Revenue Tax Assessment (latest)
  • Copies of title deeds (TCT) and other relevant documents pertaining to the property
  • Statement of Account from Developer
  • TransUnion Certificate/Report (latest 6 months)
  • Spouse’s HKID & Passport (married)

Note: Spouse will sign on all documents under a “Marital Conformity” status.






Customer Care Contacts
Cards Hotline
(+632) 8818 9818
Bank Hotline
(+632) 8573 8888
Cards Email: pnbcreditcards@​pnb.com.ph
Bank Email: customercare@​pnb.com.ph
Follow Us
                
Download our App
  
Address: Philippine National Bank Financial Center Pres. Diosdado Macapagal Boulevard, Pasay City, Philippines 1300
Trunkline: (+632) 8526 3131 to 70; (+632) 8891 6040 to 70
Facsimile: (+632) 8573 4580

Deposits are insured by PDIC up to P500,000 per depositor.
Philippine National Bank is regulated by the Bangko Sentral ng Pilipinas (BSP).
BSP Financial Consumer Protection Dept.
Consumer Affairs Email:
consumeraffairs@​bsp.gov.ph






Properties for Sale











Customer Care Contacts
Cards Hotline
(+632) 8818 9818
Bank Hotline
(+632) 8573 8888
Cards Email: pnbcreditcards@​pnb.com.ph
Bank Email: customercare@​pnb.com.ph
Follow Us
                
Download our App
  
Address: Philippine National Bank Financial Center Pres. Diosdado Macapagal Boulevard, Pasay City, Philippines 1300
Trunkline: (+632) 8526 3131 to 70; (+632) 8891 6040 to 70
Facsimile: (+632) 8573 4580

Deposits are insured by PDIC up to P500,000 per depositor.
Philippine National Bank is regulated by the Bangko Sentral ng Pilipinas (BSP).
BSP Financial Consumer Protection Dept.
Consumer Affairs Email:
consumeraffairs@​bsp.gov.ph