Secure payments
with PNB Regular
Checking Account
with PNB Regular
Checking Account
PNB Regular Checking Account
It is a non-interest earning account, which is withdrawable through the issuance of a check.
A monthly statement of account is given to accountholders.
Balance Requirements
Initial Deposit | PHP 10,000.00 |
Min. Maintaining Balance | PHP 10,000.00 |
Min. ADB to Earn Interest | PHP 0.00 |
Interest Rate | N/A |
PNB Regular Checking Account
It is a non-interest earning account, which is withdrawable through the issuance of a check.
A monthly statement of account is given to accountholders.
Balance Requirements
Initial Deposit | PHP 10,000.00 |
Min. Maintaining Balance | PHP 10,000.00 |
Min. ADB to Earn Interest | PHP 0.00 |
Interest Rate | N/A |
How to Open a PNB Regular Checking Account
![]() |
Download and fill-out the account opening form
|
![]() |
Visit the branch and present requirements
|
![]() |
Wait for your checkbook
|
![]() |
Enroll on PNB Digital Banking
|
How to Open a
PNB Regular Checking Account
![]() |
Download and fill-out the account opening form
|
![]() |
Visit the branch and present requirements
|
![]() |
Wait for your checkbook
|
![]() |
Enroll on PNB Digital Banking
|
Requirements for Account Opening
![]() |
1 Valid ID (primary or secondary)
|
![]() |
Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
|
![]() |
Initial Deposit of PHP 10,000
|
Requirements for
Account Opening
![]() |
1 Valid ID (primary or secondary)
|
![]() |
Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
|
![]() |
Initial Deposit of PHP 10,000
|
*PNB may require additional IDs or documents for further verification.
*May be required to be an existing PNB accountholder for at least 6 months
*PNB may require additional IDs or documents for further verification.
*May be required to be an existing PNB accountholder for at least 6 months
BALANCE REQUIREMENT |
![]() |

BALANCE REQUIREMENT |
Initial Deposit
|
PHP 10,000.00
|
Minimum Maintaining Balance
|
PHP 10,000.00
|
Minimum ADB to Earn Interest
|
PHP 0.00
|
Interest Rate
|
N/A
|
Dormancy
|
1 Year
|
Dormancy Fee* |
PHP 30.00
|
*Dormancy fee shall be collected when:
|
– There is no client-initiated transaction in the last 5 years and;
|
– The balance falls below the required minimum maintaining balance.
|
Initial Deposit
|
PHP 10,000.00
|
Minimum Maintaining Balance
|
PHP 10,000.00
|
Minimum ADB to Earn Interest
|
PHP 0.00
|
Interest Rate
|
N/A
|
Dormancy
|
1 Year
|
Dormancy Fee* |
PHP 30.00
|
*Dormancy fee shall be collected when:
|
– There is no client-initiated transaction in the last 5 years and;
|
– The balance falls below the required minimum maintaining balance.
|
![]() |
OTHER CHARGES |

OTHER CHARGES |
Checkbook Reorder
|
PHP 250.00
|
Closure within 30 days upon opening
|
PHP 500.00
|
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months
|
PHP 350.00
|
Interbranch/interoffice deposit transactions*
|
FREE
|
Interbranch/interoffice withdrawal, on-us & off-us check encashment, fund transfer transactions*
|
FREE
|
* PHP 100 is applicable for interbranch deposit transactions, PHP 200 for interbranch withdrawal, check encashment and fund transfer in selected inter-island branches: PNB Batanes-Basco, PNB Occidental-Mindoro-Mamburao, PNB Occidental-Mindoro-San Jose, PNB Oriental Mindoro-Calapan, PNB Oriental Mindoro-Pinamalayan, PNB Romblon-Odiongan, PNB Romblon-Republika, PNB Marinduque-Boac, PNB Marinduque-Sta.Cruz, PNB Cantanduanes-Virac, PNB Masbate City, PNB Cebu-Bantayan, PNB Siquijor-Larena, PNB Boracay Station 2, PNB Davao Samal Island, PNB Camiguin-Mambajao, PNB Siargao Island-Dapa, PNB Marawi City MSU Campus (outgoing transactions only), PNB Tawi Tawi-Bongao, PNB Jolo-Arolas, PNB Basilan-Isabela-Roxas, PNB Basilan-Isabela-Strong Blvd., PNB Oriental Mindoro-Bongabong, PNB Oriental Mindoro-Calapan-San Vicente West, PNB Oriental Mindoro-Pinamalayan Malvar, PNB Oriental Mindoro-Puerto Galera, PNB Oriental Mindoro-Roxas, PNB Oriental Mindoro-Victoria, and PNB Romblon-Odiongan-Liwayway.
|
Checkbook Reorder
|
PHP 250.00
|
Closure within 30 days upon opening
|
PHP 500.00
|
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months
|
PHP 350.00
|
Interbranch/interoffice deposit transactions*
|
FREE
|
Interbranch/interoffice withdrawal, on-us & off-us check encashment, fund transfer transactions*
|
FREE
|
* PHP 100 is applicable for interbranch deposit transactions, PHP 200 for interbranch withdrawal, check encashment and fund transfer in selected inter-island branches: PNB Batanes-Basco, PNB Occidental-Mindoro-Mamburao, PNB Occidental-Mindoro-San Jose, PNB Oriental Mindoro-Calapan, PNB Oriental Mindoro-Pinamalayan, PNB Romblon-Odiongan, PNB Romblon-Republika, PNB Marinduque-Boac, PNB Marinduque-Sta.Cruz, PNB Cantanduanes-Virac, PNB Masbate City, PNB Cebu-Bantayan, PNB Siquijor-Larena, PNB Boracay Station 2, PNB Davao Samal Island, PNB Camiguin-Mambajao, PNB Siargao Island-Dapa, PNB Marawi City MSU Campus (outgoing transactions only), PNB Tawi Tawi-Bongao, PNB Jolo-Arolas, PNB Basilan-Isabela-Roxas, PNB Basilan-Isabela-Strong Blvd., PNB Oriental Mindoro-Bongabong, PNB Oriental Mindoro-Calapan-San Vicente West, PNB Oriental Mindoro-Pinamalayan Malvar, PNB Oriental Mindoro-Puerto Galera, PNB Oriental Mindoro-Roxas, PNB Oriental Mindoro-Victoria, and PNB Romblon-Odiongan-Liwayway.
|
ENROLL ON PNB DIGITAL BANKING |
![]() |

ENROLL ON PNB DIGITAL BANKING |
|
|
|
|
|
![]() |
Visit the nearest
PNB branch |
![]() |
Fill-out Digital Banking Enrollment Form (Download here)
|
![]() |
Click Sign-Up in the
login page on PNB Digital Banking |
![]() |
Enter account details and
SMS PIN sent by the branch |
![]() |
Enter Online Activation
Code sent via e-mail |
![]() |
VALID IDs |

VALID IDs |
Primary ID:
✓ Valid Passport
✓ Driver’s License
✓ Unified Multi-Purpose ID
✓ Digitized BIR TIN Card
✓ SSS ID
✓ GSIS e-Card
✓ PRC ID
✓ IBP Lifetime Membership ID
✓ NBI Clearance
✓ Work Permit issued by DOLE for Foreign Nationals
✓ PhilID issued by the PSA under the PhilSys
For Foreign Nationals:
✓ Passport with ACR issued by Bureau of Immigration; and
✓ Any of the following IDs issued by their country of origin or by the Republic of the Philippines:
- ✓ National ID
- ✓ Internal Revenue Service ID
- ✓ SSN ID
- ✓ Driver’s License
- ✓ Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- ✓ Company ID issued by private entities registered with or supervised or regulated either by BSP, SEC, or IC
Secondary ID:
✓ Police Clearance
✓ Digitized Postal ID
✓ Voter’s ID
✓ Tax Identification Number Card
✓ Barangay Certification
✓ Senior Citizen Card
✓ MARINA Professional Identification Card
✓ OWWA ID
✓ OFW ID
✓ Seaman’s Book
✓ Alien Certification of Registration/Immigrant/Certificate of Registration
✓ Government Office and GOCC ID(e.g. AFP, HDMF IDs)
✓ Certification from NCWDP
✓ DSWD Certification
✓ IBP ID
✓ PhilHealth ID Health Insurance Card ng Bayan
✓ Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
* PNB may require additional IDs or documents for further verification.
Primary ID:
✓ Valid Passport
✓ Driver’s License
✓ Unified Multi-Purpose ID
✓ Digitized BIR TIN Card
✓ SSS ID
✓ GSIS e-Card
✓ PRC ID
✓ IBP Lifetime Membership ID
✓ NBI Clearance
✓ Work Permit issued by DOLE for Foreign Nationals
✓ PhilID issued by the PSA under the PhilSys
For Foreign Nationals
✓ Passport with ACR issued by Bureau of Immigration; and
✓ Any of the following IDs issued by their country of origin or by the Republic of the Philippines:
- ✓ National ID
- ✓ Internal Revenue Service ID
- ✓ SSN ID
- ✓ Driver’s License
- ✓ Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- ✓ Company ID issued by private entities registered with or supervised or regulated either by BSP, SEC, or IC
Secondary ID:
✓ Police Clearance
✓ Digitized Postal ID
✓ Voter’s ID
✓ Tax Identification Number Card
✓ Barangay Certification
✓ Senior Citizen Card
✓ MARINA Professional Identification Card
✓ OWWA ID
✓ OFW ID
✓ Seaman’s Book
✓ Alien Certification of Registration/Immigrant/Certificate of Registration
✓ Government Office and GOCC ID(e.g. AFP, HDMF IDs)
✓ Certification from NCWDP
✓ DSWD Certification
✓ IBP ID
✓ PhilHealth ID Health Insurance Card ng Bayan
✓ Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
* PNB may require additional IDs or documents for further verification.

Customer Care Contacts
Cards Hotline
(+632) 8818 9818
Bank Hotline
(+632) 8573 8888
Cards Email: pnbcreditcards@pnb.com.ph
Bank Email: customercare@pnb.com.ph
Follow Us
Download our App


Address: Philippine National Bank Financial Center Pres. Diosdado Macapagal Boulevard, Pasay City, Philippines 1300
Trunkline: (+632) 8526 3131 to 70; (+632) 8891 6040 to 70
Deposits are insured by PDIC up to P500,000 per depositor.
PNB is regulated by the Bangko Sentral ng Pilipinas
https://www.bsp.gov.ph
https://www.bsp.gov.ph
BSP Webchat - https://www.bsp.gov.ph
SMS: 021582277 (for Globe subscribers only)
BSP Facebook - https://www.facebook.com/
BangkoSentralngPilipinas
SMS: 021582277 (for Globe subscribers only)
BSP Facebook - https://www.facebook.com/
BangkoSentralngPilipinas
Savings Account
Debit Savings AccountPassbook Savings Account
TAP Mastercard Account
Top Saver Account
MyFirst Savings Account
Pensioner Savings Account
Debit Account Lite
Direct Deposit Pensioner Account
Checking Account
Regular Checking AccountBudget Checking Account
Priority Checking Account
Greencheck Account
Foreign Currency Account
US Dollar Savings AccountEuro Savings Account
Renminbi Savings Account
Japanese Yen Savings Account
Time Deposit
Regular Time DepositPNBig Savings
Treasury Negotiated Time Deposit
Top Dollar
Greenmarket Time Deposit
Properties for Sale
House, Lot or Unit for SaleCorporate Banking
Corporate Cash ManagementBusiness Loans
Foreign Exchange
Corporate Trust Services
Global Trade Center
Investment Opportunities
PNB Connect
Cards
PNB Mastercard Credit CardPNB-PAL Mabuhay Miles Mastercard
PNB Visa
PNB UnionPay
PNB Prepaid Card
Card Protect
Partner Merchants
Rewards Program
Investments
UITFsBonds
Treasury Bills
Wealth Management
Personal Trust Account
Investment Management Account
Estate Planning
Foreign Exchange
PSE Composite Index
Peso or FCDU Interest Rates
USD Denominated Bond Prices
Life Insurance
Savings and InvestmentsProtection
Health
Education
Retirement
Premier Life
Non-life Insurance
Auto Protector PlanHouse Protector Plan
6in1 Family Accident Protector Plan
ATM Safe
Branches and ATMs
Domestic Branch DirectoryOverseas Branch Directory
ATM Directory
CAM Directory
Weekend Banking Schedule
About Us
Mission and VisionCorporate Profile
History
Investor Relations
Annual Report
Company Disclosures
Quarterly Financial Statements
Awards and Accolades
Newsroom
Corporate Governance
Corporate Sustainability
Loans
PNB Housing LoanPNB Auto Loan
Others
CareersForeign Account Tax Compliance Act (FATCA) FAQs
PDIC Brochure
Customer Advisory
Compliance Forms
Privacy Policy

Customer Care Contacts
Cards Hotline
(+632) 8818 9818
Bank Hotline
(+632) 8573 8888
Cards Email: pnbcreditcards@pnb.com.ph
Bank Email: customercare@pnb.com.ph
Follow Us
Download our App


Address: Philippine National Bank Financial Center Pres. Diosdado Macapagal Boulevard, Pasay City, Philippines 1300
Trunkline: (+632) 8526 3131 to 70; (+632) 8891 6040 to 70
Deposits are insured by PDIC up to P500,000 per depositor.
PNB is regulated by the Bangko Sentral ng Pilipinas
https://www.bsp.gov.ph
https://www.bsp.gov.ph
BSP Webchat - https://www.bsp.gov.ph
SMS: 021582277 (for Globe subscribers only)
BSP Facebook - https://www.facebook.com/BangkoSentralngPilipinas
SMS: 021582277 (for Globe subscribers only)
BSP Facebook - https://www.facebook.com/BangkoSentralngPilipinas
The materials on this website are the property of the Philippine National Bank and are protected by copyright and intellectual property laws. "PNB", "Philippine National Bank", "You First", and its related trademarks are registered trademarks owned by the Philippine National Bank.
No part of the website may be used without written permission from the owner or authorized licensee. Unless stated otherwise, visitors may access and download materials located on the website only for personal, non-commercial use.
No part of the website may be used without written permission from the owner or authorized licensee. Unless stated otherwise, visitors may access and download materials located on the website only for personal, non-commercial use.