PNB Regular Checking Account

It is a non-interest earning account, which is withdrawable through the issuance of a check.

A monthly statement of account is given to accountholders.

Balance Requirements

Initial Deposit	PHP 10,000.00
Min. Maintaining Balance	PHP 10,000.00
Min. ADB to Earn Interest	PHP 0.00
Interest Rate	N/A

Ready to open an account?

Start banking online today!

Got more questions?

PNB Regular Checking Account

It is a non-interest earning account, which is withdrawable through the issuance of a check.

A monthly statement of account is given to accountholders.

Balance Requirements

Initial Deposit	PHP 10,000.00
Min. Maintaining Balance	PHP 10,000.00
Min. ADB to Earn Interest	PHP 0.00
Interest Rate	N/A

Ready to open an account?

Start banking online today!

Got more questions?

How to Open a PNB Regular Checking Account

Download and fill-out the account opening form

Visit the branch and present requirements

Wait for your checkbook

Enroll on PNB Digital Banking

How to Open a
PNB Regular Checking Account

	Download and fill-out the account opening form
	Visit the branch and present requirements
	Wait for your checkbook
	Enroll on PNB Digital Banking

Requirements for Account Opening

2 Government-issued Valid IDs

Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)

Initial Deposit of PHP 10,000

Requirements for
Account Opening

	2 Government-issued Valid IDs
	Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
	Initial Deposit of PHP 10,000

*Branch may request for Proof of Billing for further validation

Note: An existing PNB Savings Account of at least 6 months is required.

*Branch may request for Proof of Billing for further validation

Note: An existing PNB Savings Account of at least 6 months is required.

Fees and Charges
Others

BALANCE REQUIREMENT

Initial Deposit	PHP 10,000.00
Minimum Maintaining Balance	PHP 10,000.00
Minimum ADB to Earn Interest	PHP 0.00
Interest Rate	N/A
Dormancy	1 Year
Dormancy Fee*	PHP 30.00

* Dormancy fees on a dormant deposit accounts shall be collected when:

– 5 years after non-activity and;

– If the balance falls below the required minimum maintaining balance.

Initial Deposit	PHP 10,000.00
Minimum Maintaining Balance	PHP 10,000.00
Minimum ADB to Earn Interest	PHP 0.00
Interest Rate	N/A
Dormancy	1 Year
Dormancy Fee*	PHP 30.00

* Dormancy fees on a dormant deposit accounts shall be collected when:

– 5 years after non-activity and;

– If the balance falls below the required minimum maintaining balance.

OTHER CHARGES

Checkbook Reorder	PHP 250.00
Closure within 30 days upon opening	PHP 500.00
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months	PHP 350.00
Interbranch/interoffice deposit transactions*	FREE
Interbranch/interoffice withdrawal, on-us & off-us check encashment, fund transfer transactions*	FREE

* PHP 100 is applicable for interbranch deposit transactions, PHP 200 for interbranch withdrawal, check encashment and fund transfer in selected inter-island branches: PNB Batanes-Basco, PNB Occidental-Mindoro-Mamburao, PNB Occidental-Mindoro-San Jose, PNB Oriental Mindoro-Calapan, PNB Oriental Mindoro-Pinamalayan, PNB Romblon-Odiongan, PNB Romblon-Republika, PNB Marinduque-Boac, PNB Marinduque-Sta.Cruz, PNB Cantanduanes-Virac, PNB Masbate City, PNB Cebu-Bantayan, PNB Siquijor-Larena, PNB Boracay Station 1, PNB Boracay Station 2, PNB Davao Samal Island, PNB Camiguin-Mambajao, PNB Siargao Island-Dapa, PNB Marawi City MSU Campus (outgoing transactions only), PNB Tawi Tawi-Bongao, PNB Jolo-Arolas, PNB Basilan-Isabela-Roxas, and PNB Basilan-Isabela-Strong Blvd.

Checkbook Reorder	PHP 250.00
Closure within 30 days upon opening	PHP 500.00
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months	PHP 350.00
Interbranch/interoffice deposit transactions*	FREE
Interbranch/interoffice withdrawal, on-us & off-us check encashment, fund transfer transactions*	FREE

ENROLL ON PNB DIGITAL BANKING

VALID IDs

Primary ID:

✓ Valid Passport

✓ Driver’s License with Official Receipt

✓ Unified Multi-Purpose ID

✓ SSS ID

✓ GSIS e-Card

✓ PRC ID

✓ IBP Lifetime Membership ID

✓ NBI Clearance

✓ Work Permit issued by DOLE for Foreign Nationals

For Foreign Nationals

✓ Passport WITH ACR issued by Bureau of Immigration

AND any of the following:

✓ National ID

✓ Internal Revenue Service (IRS) ID

✓ Social Security System (SSS) ID

✓ Work permit issued by DOLE (mandatory requirement) if employed in the Philippines

Secondary ID:

✓ Police Clearance

✓ Postal ID

✓ Voter’s ID

✓ Barangay Certification

✓ Senior Citizen Card

✓ OWWA ID

✓ OFW ID

✓ Seaman’s Book

✓ Alien Certification of Registration/Immigrant/

Certificate of Registration

✓ Government Office and GOCC ID

(e.g. AFP, HDMF IDs)

✓ Certification from NCWDP

✓ DSWD Certification

✓ IBP ID

✓ PhilHealth ID Health Insurance Card ng Bayan

✓ Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC

Primary ID:

✓ Valid Passport

✓ Driver’s License with Official Receipt

✓ Unified Multi-Purpose ID

✓ SSS ID

✓ GSIS e-Card

✓ PRC ID

✓ IBP Lifetime Membership ID

✓ NBI Clearance

✓ Work Permit issued by DOLE for Foreign Nationals

For Foreign Nationals

✓ Passport WITH ACR issued by Bureau of Immigration

AND any of the following:

✓ National ID

✓ Internal Revenue Service (IRS) ID

✓ Social Security System (SSS) ID

✓ Work permit issued by DOLE (mandatory

requirement) if employed in the Philippines

Secondary ID:

✓ Police Clearance

✓ Postal ID

✓ Voter’s ID

✓ Barangay Certification

✓ Senior Citizen Card

✓ OWWA ID

✓ OFW ID

✓ Seaman’s Book

✓ Alien Certification of Registration/Immigrant/

Certificate of Registration

✓ Government Office and GOCC ID

(e.g. AFP, HDMF IDs)

✓ Certification from NCWDP

✓ DSWD Certification

✓ IBP ID

✓ PhilHealth ID Health Insurance Card ng Bayan

✓ Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC

	Visit the nearest PNB branch
	Fill-out Digital Banking Enrollment Form (Download here)
	Click Sign-Up in the login page on PNB Digital Banking
	Enter account details and SMS PIN sent by the branch
	Enter Online Activation Code sent via e-mail

PNB Regular Checking Account

Balance Requirements

Ready to open an account?

Start banking online today!

Got more questions?

PNB Regular Checking Account

Balance Requirements

Ready to open an account?

Start banking online today!

Got more questions?

How to Open a PNB Regular Checking Account

How to Open aPNB Regular Checking Account

Requirements for Account Opening

Requirements forAccount Opening

Frequently Asked Questions

BALANCE REQUIREMENT

BALANCE REQUIREMENT

OTHER CHARGES

OTHER CHARGES

ENROLL ON PNB DIGITAL BANKING

ENROLL ON PNB DIGITAL BANKING

VALID IDs

VALID IDs

How to Open a
PNB Regular Checking Account

Requirements for
Account Opening