PNB Top Saver Account

It is a special savings account that earns for bigger balances with tiered interest on top of the regular savings account rate. PNB Top Saver Account comes with a passbook or a PNB-PAL Mabuhay Miles Debit Mastercard which can be used at:
✓ Mastercard and Maestro accredited merchants
✓ over 2 million ATMs worldwide

Balance Requirements

Initial Deposit PHP 30,000.00
Min. Maintaining Balance PHP 30,000.00
Min. ADB to Earn Interest PHP 30,000.00
Interest Rate Tiered
Ready to open an account?
Got an account already?
Got more questions?

PNB Top Saver Account

It is a special savings account that earns for bigger balances with tiered interest on top of the regular savings account rate. PNB Top Saver Account comes with a passbook or a PNB-PAL Mabuhay Miles Debit Mastercard which can be used at:
✓ Mastercard and Maestro accredited merchants
✓ over 2 million ATMs worldwide

Balance Requirements

Initial Deposit PHP 30,000.00
Min. Maintaining Balance PHP 30,000.00
Min. ADB to Earn Interest PHP 30,000.00
Interest Rate Tiered


Ready to open an account?
Got an account already?
Got more questions?

How to Open a PNB Top Saver Account

Download and fill-out the account opening form
Visit the branch and present requirements
Wait for your passbook or debit card
Enroll on PNB Digital Banking

How to Open a
PNB Top Saver Account



Download and fill-out the account opening form


Visit the branch and present requirements


Wait for your passbook or debit card


Enroll on PNB Digital Banking

Requirements for Account Opening

2 Government-issued Valid IDs
Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
Initial Deposit of PHP 30,000

Requirements for
Account Opening



2 Government-issued Valid IDs


Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)


Initial Deposit of PHP 30,000
*Branch may request for Proof of Billing for further validation
*Branch may request for Proof of Billing for further validation

PNB-PAL Mabuhay Miles Debit Mastercard

Earn points which can be redeemed for Mabuhay Miles when you shop at select merchant categories
Enjoy a 500 Mabuhay Miles welcome gift when you purchase at PAL within 3 months from card issuance
Withdraw at any BancNet, MegaLink, or ExpressNet ATMs in the Philippines
Accepted internationally at Mastercard and Maestro-affiliated shops and ATMs
Use for online transactions for ease and convenience
Tap to pay on any Mastercard PayPass-enabled POS machines

PNB-PAL Mabuhay Miles Debit Mastercard

Earn points which can be redeemed for Mabuhay Miles when you shop at select merchant categories
Enjoy a 500 Mabuhay Miles welcome gift when you purchase at PAL within 3 months from card issuance
Withdraw at any BancNet, MegaLink, or ExpressNet ATMs in the Philippines
Accepted internationally at Mastercard and Maestro-affiliated shops and ATMs
Use for online transactions for ease and convenience
Tap to pay on any Mastercard PayPass-enabled POS machines

DEBIT MASTERCARD


DEBIT MASTERCARD

CARD TRANSACTIONS


CARD TRANSACTIONS

PNB-PAL MABUHAY MILES DEBIT MASTERCARD


PNB-PAL MABUHAY MILES DEBIT MASTERCARD

BALANCE REQUIREMENT


BALANCE REQUIREMENT

LOCAL TRANSACTION CHARGES


LOCAL TRANSACTION CHARGES

INTERNATIONAL TRANSACTION CHARGES


INTERNATIONAL TRANSACTION CHARGES

OTHER CHARGES


OTHER CHARGES

ONE-TIME PIN (OTP)


ONE-TIME PIN (OTP)

VALID IDs


VALID IDs











Properties for Sale








Digital Banking