Own a Philippine Home Loan (OPHL)

OPHL Requirements

Acceptable US FICO Score and credit history.
Duly accomplished loan application form
Non-refundable PROCESSING fee of $200.00
APPRAISAL fee of $200.00. For Construction, $300.00 (refundable only if no appraisal was made)
Photocopy of Income Tax Returns (ITR) for the last 2 years PLUS W-2 forms for the last 2 years
If EMPLOYED: Copies of pay-stubs for the last 2 consecutive months
If SELF-EMPLOYED: Audited Financial Statements of the business for the last 3 years
Bank statements for the last 2 consecutive months (checking and savings) - same months as pay stubs
Legible photocopy of owner/developer's title to the property (OCT) Original Certificate of Title (OCT), Transfer Certificate of Title (TCT), or Condominium Certificate of Title (CCT)
Tax declaration of the Property: (a) on the land; and (b) building/improvement, if any
Approved survey/lot plan (signed by geodetic engineer)/location plan with vicinity map
Current Real Estate Tax Receipt
Real Estate Tax Clearance from the city/municipality where property is located
Credit and Financial Authorization Form (PNB Form as attached in the Application Form)
Collateral Appraisal/Reappraisal Authorization (PNB Form as attached in the Application Form)

Additional Documents required for House Construction Financing:

Complete architect's plans/specifications of the proposed house
Cost estimate of the proposed construction (the bill of materials) with detailed quantity take-off of each structure from footing to roofing

NOTE: PNB reserves the right to request for additional information or documentation to complete loan processing.

Buying a home? Check out PNB LA's OPHL Program.

TEMPORARY CHANGE IN BANKING SCHEDULE

To our Valued Clients,

In the interest of public health and safety, PNB Los Angeles Branch will temporarily suspend operations during Saturdays effective March 21, 2020 until further notice.

We are still OPEN Monday to Friday from 9am-3pm to serve your banking needs.

Thank you for your continued patronage.

INCREASE IN SERVICE FEES FOR US DIRECT DEPOSIT ACCOUNTS

Dear Valued Client,

Please be advised of the increase of service charge for the crediting of monthly pensions for all PNB DIRECT DEPOSIT PESO Accounts as follows:

FROM	TO
$7.00	$8.00

Note: Service charge for PNB Direct Deposit US Dollar Account remains the same at $10.00.

New charges take effect January 2, 2020.

Thank you.

SSS CONTRIBUTION PAYMENTS

To our Valued Clients,

SSS will be implementing a new contribution schedule effective April 1, 2019. In view of this, please be advised of the following:

Q1 (Jan - Mar) payments will be accepted until April 30, 2019

Q2 to Q4 (Apr - Dec) payments will be accepted starting May 1, 2019

We encourage you to schedule your SSS payments accordingly.

Thank you.

RELOCATION ANNOUNCEMENT

In line with the continuing thrust of PHILIPPINE NATIONAL BANK to serve its customers better, we are pleased to inform you that effective April 29, 2019, PNB LOS ANGELES BRANCH will be relocated from 316 W 2nd St., Ste 700 Los Angeles CA 90012 to 3435 Wilshire Blvd., Ste 104 Los Angeles CA 90010

Thank you.

SYSTEM ENHANCEMENT

As part of our efforts to serve you better,PNB continues to enhance our systems. We shall inform customers of any scheduled system enhancement activity.

For concerns or inquiries, you maycontact your PNB overseas branch.

Thank you for banking with PNB.

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316 W. 2nd Street, Ste. 700
Los Angeles, CA 90012
(Bounded by Broadway & Hill Streets)