Los Angeles

Own a Philippine Home Loan (OPHL)

OPHL Requirements

  • Acceptable US FICO Score and credit history.
  • Duly accomplished loan application form
  • Non-refundable PROCESSING fee of $200.00
  • APPRAISAL fee of $150.00/For Construction, $300.00 (refundable only if no appraisal was made)
  • Photocopy of Income Tax Returns (ITR) for the last 2 years PLUS W-2 forms for the last 2 years
  • If EMPLOYED: Copies of pay-stubs for the last 2 consecutive months
  • If SELF-EMPLOYED: Audited Financial Statements of the business for the last 3 years
  • Bank statements for the last 2 consecutive months (checking and savings) - same months as pay stubs
  • Legible photocopy of owner/developer's title to the property (OCT) Original Certificate of Title (OCT), Transfer Certificate of Title (TCT), or Condominium Certificate of Title (CCT)
  • Tax declaration of the Property: (a) on the land; and (b) building/improvement, if any
  • Approved survey/lot plan (signed by geodetic engineer)/location plan with vicinity map
  • Current Real Estate Tax Receipt
  • Real Estate Tax Clearance from the city/municipality where property is located
  • Credit and Financial Authorization Form (PNB Form as attached in the Application Form)
  • Collateral Appraisal/Reappraisal Authorization (PNB Form as attached in the Application Form)

Additional Documents required for House Construction Financing:

  • Complete architect's plans/specifications of the proposed house
  • Cost estimate of the proposed construction (the bill of materials) with detailed quantity take-off of each structure from footing to roofing

NOTE: PNB reserves the right to request for additional information or documentation to complete loan processing.

Buying a home? Check out PNB LA's OPHL Program.


To our Valued Clients,

SSS will be implementing a new contribution schedule effective April 1, 2019. In view of this, please be advised of the following:

  • Q1 (Jan - Mar) payments will be accepted until April 30, 2019

  • Q2 to Q4 (Apr - Dec) payments will be accepted starting May 1, 2019

We encourage you to schedule your SSS payments accordingly.

Thank you.


In line with the continuing thrust of PHILIPPINE NATIONAL BANK to serve its customers better, we are pleased to inform you that effective April 29, 2019, PNB LOS ANGELES BRANCH will be relocated from 316 W 2nd St., Ste 700 Los Angeles CA 90012 to 3435 Wilshire Blvd., Ste 104 Los Angeles CA 90010

Thank you.


As part of our efforts to serve you better,PNB continues to enhance our systems. We shall inform customers of any scheduled system enhancement activity.

For concerns or inquiries, you maycontact your PNB overseas branch.

Thank you for banking with PNB.

To Our Valued Clients:

We write to express our sincerest apologies for the temporary unavailability of our services from April 10 to 11, 2018. The said incident was due to the system maintenance activity we were conducting.

Please be assured that we have addressed the concern and our services have normalized.

As part of our customer service, we keep our clients informed through appropriate channels about any development in our bank.

We hope we were able to address your concern. Your feedback is important to us. Kindly let us know how we can further assist you as we continue to improve our services.

Thank you for your understanding.

316 W. 2nd Street, Ste. 700
Los Angeles, CA 90012
(Bounded by Broadway & Hill Streets)