New York

Home Loan Program

Standard Requirements

  • Duly accomplished loan application form
  • Non-refundable PROCESSING fee of $150.00. For Construction, $200.00
  • APPRAISAL fee of $150.00/For Construction, $300.00 (refundable only if no appraisal was made)
  • Photocopy of Income Tax Returns (ITR) for the last 2 years PLUS W-2 forms for the last 2 years
  • If EMPLOYED: Copies of pay-stubs for the last 2 consecutive months
  • If SELF-EMPLOYED: Audited Financial Statements of the business for the last 3 years
  • Bank statements for the last 2 consecutive months (checking and savings) - same months as pay stubs
  • Legible photocopy of owner/developer's title to the property (OCT) Original Certificate of Title (OCT), Transfer Certificate of Title (TCT), or Condominium Certificate of Title (CCT)
  • Tax declaration of the Property: (a) on the land; and (b) building/improvement, if any
  • Approved survey/lot plan (signed by geodetic engineer)/location plan with vicinity map
  • Current Real Estate Tax Receipt
  • Real Estate Tax Clearance from the city/municipality where property is located
  • Credit and Financial Authorization Form (PNB Form as attached in the Application Form)
  • Collateral Appraisal/Reappraisal Authorization (PNB Form as attached in the Application Form)

Additional Documents required for House Construction Financing:

  • Complete architect's plans/specifications of the proposed house
  • Cost estimate of the proposed construction (the bill of materials) with detailed quantity take-off of each structure from footing to roofing
Buying a home? Check out PNB New York's OPHL Program.


To our Valued Clients,

Enjoy real-time posting of your contributions to your SSS records. Simply present a valid PRN (payment reference number) when making contribution payments.

Please visit for more information on the SSS payment process.

Thank you.

To Our Valued Clients

We write to express our sincerest apologies for the temporary unavailability of our services from April 10 to 11, 2018. The said incident was due to the system maintenance activity we were conducting.

Please be assured that we have addressed the concern and our services have normalized.

As part of our customer service, we keep our clients informed through appropriate channels about any development in our bank.

We hope we were able to address your concern. Your feedback is important to us. Kindly let us know how we can further assist you as we continue to improve our services.

Thank you for your understanding.


As part of our efforts to serve you better,PNB continues to enhance our systems. We shall inform customers of any scheduled system enhancement activity.

For concerns or inquiries, you maycontact your PNB overseas branch.

Thank you for banking with PNB.

Visit us at our location:

561 Seventh Ave., 2nd Floor
New York, NY 10018

561 7th Ave. 2nd Floor
New York, NY 10018