PNB Pangarap Loan
This is an all-purpose loan secured by a hold-out on existing deposits made available to qualified borrowers with sufficient amount of cash deposits in their accounts maintained with any of the PNB Branches in the Philippines or PNB Hong Kong Branch.
Eligible Borrowers
- Available to employed OFW in Hong Kong with valid employment contracts who maintain deposit accounts with PNB.
Basic Features
| Loanable Amount | 80% of Peso Deposits; or 90% HKD Deposits | |
| Interest Rate | 1.5% flat rate per month | |
| Personal Loan | Minimum Loan | HKD 3,000.00 |
| Maximum Loan | HKD 40,000.00 | |
| Terms of Repayment | 3 months to 24 months | |
| Business Loan | Minimum Loan | HKD 10,000.00 |
| Maximum Loan | HKD100,000.00 | |
| Terms of Repayment | 12 months to 48 months | |
| Processing Fee | HKD 200.00 | |
| Monthly Amortization | up to 60% of monthly salary | |
Just simply bring the following documents in any of our branches:
- Employment contract
- Valid Passport
- Hong Kong ID
- PNB Savings Account Passbook or Certificate of Time Deposit
Click here to download the Pangarap Loan Application Form.
Contact Us
PNB Global World Wide Shop 122 branch
Tel. Nos. 2522-4401; 2869-8764
PNB Global North Point branch
Tel. Nos. 2887-5967; 2806-8829
PNB Global Shatin branch
Tel. Nos. 2698-7458; 2603-2802
PNB Global Main Office branch
Tel. Nos. 2525-3990; 2230-2102
PNB Global World Wide Shop 101 branch
Tel. No. 2536-4281
PNB Global Tsuen Wan branch
Tel. Nos. 2490-1397
PNB Global Yuen Long branch
Tel. Nos. 2147-3471