Facilitation of PNB Own a Philippine Home Loan (OPHL)

Own a Philippine Home Loan or OPHL is a financing program unique to PNB. It allows Filipinos and non-Filipinos residing and working in United Arab Emirates an easy way to obtain a bank financing of residential properties in the Philippines.

OPHL is the most convenient and secured home loan offered by PNB.

Loan Purpose

Acquisition/Purchase
- Lot
- House & Lot
- Townhouse or Rowhouse
- Condominium
House Construction or Home Improvement
Reimbursement of acquisition or construction cost
Refinancing / Loan take out of existing Philippine home loan

Download the forms here:

OPHL Forms and Requirements
FAQs
Home Loan Calculator

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