Facilitation of PNB Own a Philippine Home Loan (OPHL)

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Own a Philippine Home Loan or OPHL is a financing program unique to PNB. It allows Filipinos and non-Filipinos residing and working in United Arab Emirates an easy way to obtain a bank financing of residential properties in the Philippines.

OPHL is the most convenient and secured home loan offered by PNB.

Loan Purpose


  • Acquisition/Purchase
    • Lot
    • House & Lot
    • Townhouse or Rowhouse
    • Condominium
  • House Construction or Home Improvement
  • Reimbursement of acquisition or construction cost
  • Refinancing / Loan take out of existing Philippine home loan

FAQs
Home Loan Calculator

The program is available in the following PNB overseas offices / branches:
Los Angeles | New York | Singapore | Global Hong Kong | Japan | Guam | Europe| Canada