Own-A-Philippine-Home Loan or OPHL is a financing program which is offered only by PNB. It allows Filipinos and non-Filipinos residing and working in Guam an easy way to obtain bank financing of residential real estate in the Philippines.
It is an interest-earning savings account with lower maintaining balance and service charges for U.S. pensioners. The pension/benefit payments are directly credited to the accounts and are supported by a passbook. Withdrawals can only be done by the account owner.
This allows OFWs to pay their bills in the Philippines. Clients can pay for their SSS and PAG-IBIG contribution and loan payments, real estate down payment and monthly amortization, insurance, and credit card, among others.
This is a regular savings account that can be accessed through a debit card enabled for POS transactions and online purchases.
Buy and sell Japanese Yen and US Dollars at competitive rates, with minimum sell/purchase of JPY1,000, and no service fee. Strictly no reservations. Walk-ins are on a first come first serve basis. Please bring any of these valid IDs: Driver's License, Passport,State ID.