Own a Philippine Home Loan (OPHL)

Own-A-Philippine-Home Loan or OPHL is a financing program which is offered only by PNB. It allows Filipinos and non-Filipinos residing and working in Guam an easy way to purchase residential real estate in the Philippines.

OPHL is the most convenient and secured home loan with the following features:

NO ATTORNEY-IN-FACT
NO REMITTANCE CHARGES
NO FOREIGN EXCHANGE RATE RISK
LOAN BOOKED IN USD

Loan Purpose

Acquisition/Purchase
- Lot
- House & Lot
- Townhouse or Rowhouse
- Condominium
House Construction or Home Improvement
Reimbursement of acquisition or construction cost
Refinancing / Loan take out of existing Philippine home loan

Downloads:

FAQs
OPHL Application Form
Collateral Appraisal-Reappraisal Form
Credit Report Authorization Consent Form

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