Own a Philippine Home Loan (OPHL)

Own a Philippine Home Loan



Own-A-Philippine-Home Loan or OPHL is a financing program which is offered only by PNB. It allows Filipinos and non-Filipinos residing and working in Guam an easy way to purchase residential real estate in the Philippines.

OPHL is the most convenient and secured home loan with the following features:

  • NO ATTORNEY-IN-FACT
  • NO REMITTANCE CHARGES
  • NO FOREIGN EXCHANGE RATE RISK
  • LOAN BOOKED IN USD

Loan Purpose


  • Acquisition/Purchase
    • Lot
    • House & Lot
    • Townhouse or Rowhouse
    • Condominium
  • House Construction or Home Improvement
  • Reimbursement of acquisition or construction cost
  • Refinancing / Loan take out of existing Philippine home loan
Downloads:

FAQs
OPHL Application Form
Collateral Appraisal-Reappraisal Form
Credit Report Authorization Consent Form


The program is available in the following PNB overseas offices / branches:
Los Angeles | New York | Singapore | Global Hong Kong | Japan | Middle East | Europe| Canada