Deposit Account/Services

Hong Kong Dollar
  Current Savings - SSA
Initial Deposit for Account Opening
Minimum amount of deposit for account opening
HK$ 20,000 HK$ 500
Minimum Amount for Time Deposit
Minimum amount for time deposit
For the interest rates, please refer to the interest board rates with our Cash Department
Terms : 1 mo. / 3 mos. / 6 mos. & 1 year

The Bank reserves the right to levy charges on pre-termination.
HK$ 1,000
Stop Cheque Payment Order (per cheque)
To stop payment on each or a series of cheque(s) in sequential order issued by the account holder
HK$ 100 N/A
Maintaining Balance HK$ 20,000 HK$ 500
Monthly fee
Accounts with monthly balance less than the defined maintaining balance
HK$ 100 HK$ 50
Returned cheque Each cheque returned due to
- insufficient funds
- other reasons
HK$ 150
HK$ 70
N/A
N/A
Dormancy charges For deposit accounts dormant for more than one year (no client-initiated transaction for one year) HK$ 30 HK$ 30
Account closure
Within three months from the date of its opening
Improper handling of current account
HK$ 200
HK$ 300
HK$ 50
N/A



US Dollar
  Savings - SSA
Initial Deposit for Account Opening
Minimum amount of deposit for account opening
US$ 300
Minimum Amount for Time Deposit
Minimum amount for time deposit
For the interest rates, please refer to the interest board rates with our Cash Department
Terms : 1 mo. / 3 mos. / 6 mos. & 1 year

The Bank reserves the right to levy charges on pre-termination.
US$ 1,000
Maintaining Balance US$ 300
Monthly fee
Accounts with monthly balance less than the defined maintaining balance
US$ 8
Dormancy charges For deposit accounts dormant for more than one year (no client-initiated transaction for one year) US$ 3.5
Premium on foreign currency notes deposits in one single day (per account):
US dollar notes for credit to US dollar account
HK$ 10 / US$ 100
Premium on foreign currency notes withdrawals in one single day (per account):
US dollar notes from US dollar account
HK$ 5 / US$ 100
Account closure
Within three months from the date of its opening
Improper handling of current account
US$ 8
N/A



Philippine Peso
  Savings - SSA
Initial Deposit for Account Opening
Minimum amount of deposit for account opening
PHP 15,000
Minimum Amount for Time Deposit
Minimum amount for time deposit
For the interest rates, please refer to the interest board rates with our Cash Department
Terms : 1 mo. / 3 mos. / 6 mos. & 1 year

The Bank reserves the right to levy charges on pre-termination.
PHP 50,000
Maintaining Balance PHP 15,000
Monthly fee
Accounts with monthly balance less than the defined maintaining balance
PHP 350
Dormancy charges For deposit accounts dormant for more than one year (no client-initiated transaction for one year) PHP 175
Premium on foreign currency notes deposits in one single day (per account):
PHP notes for credit to PHP account
HK$ 8 / PHP 1,000
Premium on foreign currency notes withdrawals in one single day (per account):
PHP notes for credit to PHP account
HK$ 8 / PHP 1,000
Account closure
Within three months from the date of its opening
Improper handling of current account
PHP 350
N/A