PNB Pangarap Loan

This is an all-purpose loan secured by a hold-out on existing deposits extended to all qualified borrowers with sufficient amount of cash deposits in their accounts maintained with PNB Singapore Branch or any of the PNB branches in the Philippines.

Eligible Borrowers

  • Available to employed PNB Singapore clients with valid employment contracts who maintain deposit accounts with PNB
Basic Features

Minimum Loan SGD 500.00
Maximum Loan SGD10,000.00
Loanable Amount 90% of the SGD equivalent of Peso Deposit or US Dollar Deposit
Interest Rate 1% flat rate per month
Terms of Repayment 3 months, 6 months, 9 months, 12 months, 18, months, 24 months
Processing Fee SGD50.00 (with MRI, maximum of 12 months)
Monthly amortization up to 60% of monthly salary

Click here to download the Pangarap Loan Application Form.

Contact Us

PNB Singapore
Tel. No. (65) 67374646 ext. 114
E-mail address: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Exchange Rates

Rates are subject to change without prior notice.
Planning for a new home? Check out our loan products.

PNB Singapore Temporary Operating Hours & Temporary Relocation of Limited Purpose Branch

Please be informed that we will observe the following temporary business hours effective April 15, 2020 until further notice:

Limited Purpose Branch (LPB) Blk 130 Jurong Gateway Road #01-225 S600130 (near JCube Mall)

Monday to Tuesday


Wednesday to Sunday

9:00 AM - 6:00 PM

Thank you for your continued patronage.

PNB Singapore Management