PNB Pangarap Loan

This is an all-purpose loan secured by a hold-out on existing deposits extended to all qualified borrowers with sufficient amount of cash deposits in their accounts maintained with PNB Singapore Branch or any of the PNB branches in the Philippines.

Eligible Borrowers

  • Available to employed PNB Singapore clients with valid employment contracts who maintain deposit accounts with PNB
Basic Features

Minimum Loan SGD 500.00
Maximum Loan SGD10,000.00
Loanable Amount 90% of the SGD equivalent of Peso Deposit or US Dollar Deposit
Interest Rate 1% flat rate per month
Terms of Repayment 3 months, 6 months, 9 months, 12 months, 18, months, 24 months
Processing Fee SGD50.00 (with MRI, maximum of 12 months)
Monthly amortization up to 60% of monthly salary

Click here to download the Pangarap Loan Application Form.

Contact Us

PNB Singapore
Tel. No. (65) 67374646 ext. 114
E-mail address: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Planning for a new home? Check out our loan products.

PNB Singapore will be happy to serve you BY APPOINTMENT on Saturdays, Sundays, and public holidays, starting June 13, 2020.

Click here for appointment options

Thank You for your understanding and support.

PNB Singapore Management

New Cut-off Time for 'Same-Day Credit to Other Bank' Remittance effective March 17, 2020

To our Valued Clients,

In light of the recent turn on events concerning COVID-19 in the Philippines, please be informed that PNB Singapore will adopt below daily new cut-off time for Same-Day Credit to Other Bank remittance transactions effective March 17, 2020 until further notice

Transaction Type: Internet Remittance via FAST

Previous Cut-off Time: 12:00NN

NEW Cut-off Time: 11:00AM

Transaction Type: Over-the-counter

Previous Cut-off Time: 3:00PM

NEW Cut-off Time: 11:30AM

Please be guided accordingly.

We thank you for your patience and understanding.

PNB Singapore Management


Dear Valued Client,

As part of our move towards a sustainable and paperless work environment, please be informed that effective April 1, 2020, the Electronic Receipt will be implemented for all your transactions through online transfer remittance. This means that every receipt will no longer be printed but instead be sent to your registered personal email address.

To ensure that you will receive your e-receipt, please make sure that your email address with PNB Singapore is updated. To update your email address, you may visit the branch or send an email to or with your name as the subject before March 31, 2020. Kindly attached your IC for identification.

Should you have any concern, please contact us at 67374646 local 106

Thank you for banking with PNB.

Very truly yours,

PNB Singapore Branch Management

PNB Singapore Temporary Operating Hours & Temporary Relocation of Limited Purpose Branch

Please be informed that we will observe the following temporary business hours effective April 15, 2020 until further notice:

Limited Purpose Branch (LPB) Blk 130 Jurong Gateway Road #01-225 S600130 (near JCube Mall)

Monday to Tuesday


Wednesday to Sunday

9:00 AM - 6:00 PM

Main Branch Unit 03-02/07 Lucky Plaza Shopping Centre

Monday to Friday

10:00 AM - 7:00 PM

Saturday and Sunday

9:00 AM - 6:00 PM

Thank you for your continued patronage.

PNB Singapore Management

To our Valued Clients,

Thank you for trusting Philippine National Bank for your banking needs.

To serve you better and faster, we have launched a new Internet Remittance platform thru Fast and Secure Transfer (FAST). Now you can transfer online using any of of the 20 member banks including your DBS or POSB bank. Your respective 14-digit bill reference numbers will still be the same.

Further details and step by step procedures is available under the Remittance services.

Please be informed that effective 1 April 2019, DBS/POSB bills payment facility to merchant PNB Singapore will no longer be available.

For more inquiries, please don't hesitate to call us at 67374646 extensions 111, 112, 106, or 107.

Very truly yours,

PNB Singapore Branch Management


To our Valued Clients,

Enjoy real-time posting of your contributions to your SSS records. Simply present a valid PRN (payment reference number) when making contribution payments.

Please visit for more information on the SSS payment process.

Thank you.


As part of our efforts to serve you better,PNB continues to enhance our systems. We shall inform customers of any scheduled system enhancement activity.

For concerns or inquiries, you may contact your PNB overseas branch.

Thank you for banking with PNB.