Sure Wheels


  • Purchase of brand new or second hand cars
Eligible Borrowers
  1. Borrower must be at least 21 years of age
    • Individuals aged 21 years but should not be more than 65 years old at the time of loan maturity
    • Partnership and Corporations
Term of loanThe maximum term of the loan shall be 60 months

For Second-Hand Vehicles

  • 1-3 year old vehicles – 48 months
  • 4 year old vehicles – 36 months
  • 5-6 year old vehicles – 24 months
  • 7 year old vehicles – 12 months
  • Chattel Mortgage
Loanable Amount
  1. Maximum loanable amount shall be as follows:
    a. For Brand New/Refinanced Vehicles – up to 80% of the cash list or purchase price
    b. For Second-Hand Vehicles – up to 75% of the appraised value
Interest Rate
 In ArrearsOne Month Advance
12 Months5.43%4.73%
18 Months7.52%6.81%
24 Months10.74%9.92%
36 Months17.32%16.35%
48 Months22.96%21.94%
60 Months33.28%32.01%
Repayment Scheme
  • Equal monthly amortization
Mode of Payment
  • Payments can be made via Automatic Debit Arrangement and Post Dated Checks
  • Comprehensive Insurance

Click here for FAQs
 Click here for Application Form

Avail of hassle-free loans services.

Deposit Board Rates

Please be advised of the changes in deposit board rates of Dollar Time Deposit and Prime Savings account. The changes shall take effect on January 1, 2014.

Fees and Charges

Please be advised of changes in our fees/charges & maintaining balance requirements given the need to align the same following the merger of PNB and Allied Bank last February 2013. The changes as applicable shall take effect on January 1, 2014.

Internet Banking

A new security feature will now be in place.

Effective May 8, 2014, we are implementing a new added security feature for your Funds Transfer transaction to a 3rd party account. A One-Time Password (OTP) which consists of 6 alpha numeric characters will be sent via SMS to your registered mobile number to complete your transaction. Kindly ensure that your mobile number is updated with us for you to be able to perform funds transfer transaction to a 3rd party account.

To update your mobile number:

• Clients based in the Philippines may download the maintenance form* and personally submit it to your branch of account together with one (1) valid ID.

• Overseas clients may download the maintenance form* and submit it together with a photocopy of any valid ID directly to your branch of account through regular mail.

Thank you for using PNB Internet Banking.

*Application forms can be downloaded from the PNB Internet Banking page.

Note: PNB will NEVER ask our customers to submit any personal information via ONLINE LINK.


Bank Merger

As PNB and Allied Bank continue to align their services. We are pleased to announce that PNB branches that display the interbranch transaction advisory are now capable of processing selected transactions for former Allied Bank clients. Please proceed directly to the special lanes designated for Allied Bank transactions.

Amendments in the PNB UITF's

Effective October 1, 2013, the product features of various PNB UITF's will be amended. For more details, please click this here