Sure Wheels


  • Purchase of brand new or second hand cars
Eligible Borrowers
  1. Borrower must be at least 21 years of age
    • Individuals aged 21 years but should not be more than 65 years old at the time of loan maturity
    • Partnership and Corporations
Term of loanThe maximum term of the loan shall be 60 months

For Second-Hand Vehicles

  • 1-3 year old vehicles – 48 months
  • 4 year old vehicles – 36 months
  • 5-6 year old vehicles – 24 months
  • 7 year old vehicles – 12 months
  • Chattel Mortgage
Loanable Amount
  1. Maximum loanable amount shall be as follows:
    a. For Brand New/Refinanced Vehicles – up to 80% of the cash list or purchase price
    b. For Second-Hand Vehicles – up to 75% of the appraised value
Interest Rate
 In ArrearsOne Month Advance
12 Months5.43%4.73%
18 Months7.52%6.81%
24 Months10.74%9.92%
36 Months17.32%16.35%
48 Months22.96%21.94%
60 Months33.28%32.01%
Repayment Scheme
  • Equal monthly amortization
Mode of Payment
  • Payments can be made via Automatic Debit Arrangement and Post Dated Checks
  • Comprehensive Insurance

Click here for FAQs
 Click here for Application Form

Avail of hassle-free loans services.

PNB is OPEN this Holy Week

Selected branches are open on April 17, 18, 19, and 20, 2014. Click here to download list of selected branches.

Extended Banking Hours for Income Tax Returns/Payments

Philippine National Bank (PNB) will open some of its branches on April 5 and 12 to process the Income Tax Returns or Payments. PNB will also extend the banking hours of selected branches up to 5:00 PM from April 1 to 15 to address the expected increase in bank transactions.

Deposit Board Rates

Please be advised of the changes in deposit board rates of Dollar Time Deposit and Prime Savings account. The changes shall take effect on January 1, 2014.

Fees and Charges

Please be advised of changes in our fees/charges & maintaining balance requirements given the need to align the same following the merger of PNB and Allied Bank last February 2013. The changes as applicable shall take effect on January 1, 2014.

Internet Banking

To Our Valued Clients,

PNB Internet Banking will launch an enhanced security feature to provide added protection for your online transactions:

• You will be provided with an Online Activation Code via SMS and e-Mail when you enroll in our Internet Banking facility

• You will also receive SMS notifications whenever you do the following:
- Enroll your Third Party Accounts
- Change your profile details (password, e-Mail address, mobile nos. etc)
- Make an immediate Fund Transfer to Third Party accounts

Please make sure that your mobile number in your Internet Banking profile is updated in order to receive these notifications.

Bank Merger

As PNB and Allied Bank continue to align their services. We are pleased to announce that PNB branches that display the interbranch transaction advisory are now capable of processing selected transactions for former Allied Bank clients. Please proceed directly to the special lanes designated for Allied Bank transactions.

Amendments in the PNB UITF's

Effective October 1, 2013, the product features of various PNB UITF's will be amended. For more details, please click this here