PNB's Sure Home Loan

  1. How do we apply for PNB's Sure Home Loan?
    • Fill out and sign the application form completely
    • Submit complete requirements together with the application form to your nearest PNB Branch
  2. I am a Filipino working abroad, can I apply for a housing loan?
    • Yes. You may opt to submit your loan application form and requirements at our PNB Branches outside the Philippines (please refer to our list of PNB Branches) or at any PNB Branch in the Philippines.
    • If applying in the Philippines, you should have a co-borrower based in the Philippines.
  3. What fees do I have to pay?
    • An application/appraisal fee has to be paid upon submission of the application form & complete requirements

      Upon approval of the loan the following loan charges will be charged:
      • Mortgage Registration fee
      • Processing Fee
      • Mortgage Redemption Insurance Premium
      • Fire/ Lightning/ Earthquake Insurance Premium (for collateral with improvements)
  4. I am formerly a Filipino citizen and now a citizen of another country, can I still apply for a housing loan?
    • Yes.
  5. I am a Filipino relying mainly on a foreigner-spouse, can I still apply for a housing loan?
    • Yes, but your spouse’ income should come from employment here in the Philippines.
    • On a case to case basis, if based abroad, we should be able to verify the submitted proof of income via our overseas offices. Income considered is only from employment.
  6. I am separated, can I apply for a housing loan?
    • If you are legally separated and can submit certificate of finality of court decision of your separation, we can process the loan without requiring your estranged spouse to sign on all loan documents. However, if you are not legally separated, your estranged spouse has to sign on all the loan documents
  7. If I am applying for a construction loan, how will it be released to me?
    • For construction loan and major home improvement, the release is on a staggered basis. The loan release will be in accordance with the required percentage completion of the building. Construction period is only for one (1) year, otherwise, the Bank has the option to call your loan due and demandable
Avail of hassle-free loans services.

Deposit Board Rates

Please be advised of the changes in deposit board rates of Dollar Time Deposit and Prime Savings account. The changes shall take effect on January 1, 2014.

Fees and Charges

Please be advised of changes in our fees/charges & maintaining balance requirements given the need to align the same following the merger of PNB and Allied Bank last February 2013. The changes as applicable shall take effect on January 1, 2014.

Internet Banking

A new security feature will now be in place.

Effective May 8, 2014, we are implementing a new added security feature for your Funds Transfer transaction to a 3rd party account. A One-Time Password (OTP) which consists of 6 alpha numeric characters will be sent via SMS to your registered mobile number to complete your transaction. Kindly ensure that your mobile number is updated with us for you to be able to perform funds transfer transaction to a 3rd party account.

To update your mobile number:

• Clients based in the Philippines may download the maintenance form* and personally submit it to your branch of account together with one (1) valid ID.

• Overseas clients may download the maintenance form* and submit it together with a photocopy of any valid ID directly to your branch of account through regular mail.

Thank you for using PNB Internet Banking.

*Application forms can be downloaded from the PNB Internet Banking page.

Note: PNB will NEVER ask our customers to submit any personal information via ONLINE LINK.


Bank Merger

As PNB and Allied Bank continue to align their services. We are pleased to announce that PNB branches that display the interbranch transaction advisory are now capable of processing selected transactions for former Allied Bank clients. Please proceed directly to the special lanes designated for Allied Bank transactions.

Amendments in the PNB UITF's

Effective October 1, 2013, the product features of various PNB UITF's will be amended. For more details, please click this here