Philippines

PNB's Sure Home Loan

  1. How do we apply for PNB's Sure Home Loan?
    • Fill out and sign the application form completely
    • Submit complete requirements together with the application form to your nearest PNB Branch
  2. I am a Filipino working abroad, can I apply for a housing loan?
    • Yes. You may opt to submit your loan application form and requirements at our PNB Branches outside the Philippines (please refer to our list of PNB Branches) or at any PNB Branch in the Philippines.
    • If applying in the Philippines, you should have a co-borrower based in the Philippines.
  3. What fees do I have to pay?
    • An application/appraisal fee has to be paid upon submission of the application form & complete requirements

      Upon approval of the loan the following loan charges will be charged:
      • Mortgage Registration fee
      • Processing Fee
      • Mortgage Redemption Insurance Premium
      • Fire/ Lightning/ Earthquake Insurance Premium (for collateral with improvements)
  4. I am formerly a Filipino citizen and now a citizen of another country, can I still apply for a housing loan?
    • Yes.
  5. I am a Filipino relying mainly on a foreigner-spouse, can I still apply for a housing loan?
    • Yes, but your spouse’ income should come from employment here in the Philippines.
    • On a case to case basis, if based abroad, we should be able to verify the submitted proof of income via our overseas offices. Income considered is only from employment.
  6. I am separated, can I apply for a housing loan?
    • If you are legally separated and can submit certificate of finality of court decision of your separation, we can process the loan without requiring your estranged spouse to sign on all loan documents. However, if you are not legally separated, your estranged spouse has to sign on all the loan documents
  7. If I am applying for a construction loan, how will it be released to me?
    • For construction loan and major home improvement, the release is on a staggered basis. The loan release will be in accordance with the required percentage completion of the building. Construction period is only for one (1) year, otherwise, the Bank has the option to call your loan due and demandable
Avail of hassle-free loans services.

PNB is OPEN this Holy Week

Selected branches are open on April 17, 18, 19, and 20, 2014. Click here to download list of selected branches.

Extended Banking Hours for Income Tax Returns/Payments


Philippine National Bank (PNB) will open some of its branches on April 5 and 12 to process the Income Tax Returns or Payments. PNB will also extend the banking hours of selected branches up to 5:00 PM from April 1 to 15 to address the expected increase in bank transactions.



Deposit Board Rates

Please be advised of the changes in deposit board rates of Dollar Time Deposit and Prime Savings account. The changes shall take effect on January 1, 2014.


Fees and Charges

Please be advised of changes in our fees/charges & maintaining balance requirements given the need to align the same following the merger of PNB and Allied Bank last February 2013. The changes as applicable shall take effect on January 1, 2014.

Internet Banking

To Our Valued Clients,

PNB Internet Banking will launch an enhanced security feature to provide added protection for your online transactions:

• You will be provided with an Online Activation Code via SMS and e-Mail when you enroll in our Internet Banking facility

• You will also receive SMS notifications whenever you do the following:
- Enroll your Third Party Accounts
- Change your profile details (password, e-Mail address, mobile nos. etc)
- Make an immediate Fund Transfer to Third Party accounts

Please make sure that your mobile number in your Internet Banking profile is updated in order to receive these notifications.

Bank Merger

As PNB and Allied Bank continue to align their services. We are pleased to announce that PNB branches that display the interbranch transaction advisory are now capable of processing selected transactions for former Allied Bank clients. Please proceed directly to the special lanes designated for Allied Bank transactions.

Amendments in the PNB UITF's

Effective October 1, 2013, the product features of various PNB UITF's will be amended. For more details, please click this here

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