The PNB Peso/Dollar Money Market Funds (MMF) and the PNB DREAM Builder MMF are invested in a portfolio of bank deposits with a maximum average duration of one year. These funds are best suited for conservative clients.

  PNB PRIME PESO MONEY MARKET FUND PNB DREAM BUILDER MONEY MARKET FUND PNB PRIME DOLLAR MONEY MARKET FUND
Min. Initial Participation PHP 10,000 PHP 2,000 USD 500
Min. Additional Participation
Min. Maintaining Balance
Min. Holding Period 5 banking days 30 calendar days
Trust Fee 0.50% p.a. of Fund Value
Issuance of Confirmation of Participation / Participating Trust Agreement After 1 Banking Day
Release of Proceeds Same Day Same Day After 1 Banking Day
Cut-Off Time for Participations and Redemptions 12NN 12NN 11AM
NAVPU Publication After 4PM
Early Redemption Fee 50% of Income Earned, if any
Investment Horizon 1 Year or Less
Investor Risk Profile Conservative
Valuation Accrual
Investment Outlets Bank deposits and all other deposit instruments that the BSP may allow
Benchmark Moving average of the Philippines 30 Day Special Savings Rate General Average, net of taxes Moving average of the average one month time deposit rate quoted by 3 banks, net of taxes.

The PNB Institutional Money Market Fund was specifically created to meet the investment needs of institutional investors. It is invested in a portfolio of bank deposits with a maximum weighted average duration of one year. The fund is best suited for conservative clients.

PNB INSTITUTIONAL MONEY MARKET FUND
Min. Initial Participation PHP 10M
Min. Additional Participation PHP 1M
Min. Maintaining Balance PHP 10M
Min. Holding Period 3 banking days
Trust Fee 0.125% p.a. of Fund Value
Issuance of Confirmation of Participation / Participating Trust Agreement After 1 Banking Day
Release of Proceeds Same Day
Cut-Off Time for Participations and Redemptions 12NN
NAVPU Publication After 4PM
Early Redemption Fee 50% of Income Earned, if any
Investment Horizon 1 Year or Less
Investor Risk Profile Conservative
Valuation Accrual
Investment Outlets Bank deposits and all other deposit instruments that the BSP may allow
Benchmark Moving average of the Philippines 30 Day Special Savings Rate General Average, net of taxes

The PNB Peso Fixed Income Fund is a peso money market fund invested in a diversified portfolio of bank deposit and securities issued by the National government. The fund is suited for conservative clients.

PNB FIXED INCOME FUND
Min. Initial Participation PHP 10,000.00
Min. Additional Participation
Min. Maintaining Balance
Min. Holding Period 5 banking days
Trust Fee 0.5% p.a. of Fund Value
Issuance of Confirmation of Participation / Participating Trust Agreement After 1 Banking Day
Release of Redemption Proceeds Same Day
Cut-Off Time for Participations and Redemptions 12NN
NAVPU Publication After 7PM
Early Redemption Fee 50% of Income Earned, if any
Investor Risk Profile Conservative
Valuation Mark-to-Market
Investment Outlets Bank deposits and securities issued by the National Government
Benchmark 50% moving average of the Philippine 30-Day Special Savings Rate General Average, net of taxes and 50% Bloomberg Philippine Sovereign Bond Index Money Market, Adjusted.

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All funds/accounts managed by PNB Trust Banking Group (Trustee) are Trust and/or Investment Management funds which DO NOT carry any guaranty of income or principal, and are NOT covered by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investments, potential yield cannot be guaranteed It is also possible for the investments and their income to fluctuate as a result of prevailing market conditions. Past performance is likewise not a guarantee of future results. Any loss or income is for the account of the Trustor/s. The Trustee is not liable for losses except upon fraud, gross negligence or bad faith.