PNB UITF Online
Jumpstart your investment journey with PNB UITF Online. If you have a PNB Savings or Checking Account, you can invest conveniently and securely anytime, anywhere.
What is PNB UITF Online?
The PNB UITF Online is a full-blown UITF investment facility in PNB Account Access Portal that is fully automated from enrollment up to redemption. There is no need for you to go to a PNB branch to open a UITF account.
Why invest using PNB UITF Online?
- ✓ No need to visit a branch to open a UITF investment
- ✓ Easily make placements using your existing PNB savings or checking account
- ✓ Enjoy hassle-free redemption of your UITF straight to your PNB deposit account
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Monitor your UITF Investments and view your redemption history in the PNB Digital App |
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Learn More |
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How to Enroll in PNB UITF Online
I have an existing PNB UITF Participation
1. |
Log in to PNB Account Access Portal. |
2. |
On the menu, click on UITFs, then select Enroll in UITF Online. |
3. |
Accomplish and submit UITF Sustainability Assessment (CSA) form. *Your CSA result is important in determining which type of investment is suited for you. |
4. |
Nominate your settlement account. |
5. |
Receive a notification that your UITF enrollment is successful. |
How to make a direct investment in a UITF product thru PNB Account Access Portal?
1. |
On the UITF Menu, click on Make an Investment. |
| 2. |
Select the UITF product you wish to invest. |
3. |
Click on Invest, then select Direct Investment. |
| 4. |
Select your source account and enter the amount you wish to invest. |
5. |
Confirm your investment details. |
| 6. |
Receive an email notification with details of your placement. |
Frequently Asked Questions
- What are the requirements to enroll in PNB UITF Online?
- Only existing PNB customers that are at least 18 years old can enroll in UITF Online. You must also have an active PNB Savings or Checking Account where the proceeds of your UITF participation shall be credited upon redemption.
- What account/s can I nominate for PNB UITF?
- There is no need for you to go to a PNB branch to open a UITF account. You can nominate any active PNB Savings/Checking account.
- Can I make direct investments even if I don’t have enough funds?
- Yes. You can still participate through the Auto Investment Plan (AIP). The PNB AIP is an arrangement that caters to clients who want to regularly set aside a portion of their savings for automatic investment to a UITF of their choice. The funds are temporarily lodged/deposited in the client’s AIP Account which will automatically be collected and invested once it reaches the required minimum participation amount.
- Can I still invest in products beyond my risk appetite?
- Yes. But you need to confirm/agree to the Waiver of Suitability Results. The waiver documents your approval and confirmation that you understand the risk of investing in a UITF beyond your risk appetite.
- Are these guaranteed to have returns on me?
- No. It is stated in the UITF Disclosure that returns are not guaranteed, that there is no principal protection and that investment is not insured by the Philippine Deposit Insurance Corporation (PDIC).
- How much is the minimum and maximum investment I can place?
- Minimum initial participation/investment is Php2,000 (for Dream Builder Money Market Fund), Php10,000 (for Peso funds) and USD100 (for Dollar funds).
- Are there limits on the products and placements I can avail?
- No. You can invest in any UITF and have multiple subscriptions/ participations per fund.
- How long is the holding period of my investment?
- It depends on the chosen UITF. It ranges from 5 banking to 30 calendar days.
- Can I withdraw investment prior the holding period of my fund?
- Yes, but this will be subject to early redemption charges which is equivalent to 50% of the income earned, if any.
- How can I redeem my investment?
- Follow these simple steps:
- Log in to PNB Account Access Portal.
- On the “UITFs” tab, select “UITF Portfolio List/ Section.”
- Then click the fund you want to redeem.
- Click “Redeem” on the corresponding COP.
- Select if “Full Redemption” or “Partial Redemption.
- Tick the box beside the statement of Disclaimer/ Reminder.
- Click “Continue” and proceed with succeeding steps until the confirmation page.
- When will my redemption be credited to my account?
- It depends on the fund you participated into. It ranges from same day to 3 banking days.
- Who can I contact if I encounter problems while using PNB UITF Online?
- You may contact:
- PNB Customer Care at (+632) 8573-8888 or send an email to customercare@pnb.com.ph; or
- PNB Trust Customer Care by sending an email to trust_customercare@pnb.com.ph.
PNB UITF Online
What is PNB UITF Online?
The PNB UITF Online is a full-blown UITF investment facility in PNB Account Access Portal that is fully automated from enrollment up to redemption. There is no need for you to go to a PNB branch to open a UITF account.Why invest using PNB UITF Online?
- ✓ No need to visit a branch to open a UITF investment
- ✓ Easily make placements using your existing PNB savings or checking account
- ✓ Enjoy hassle-free redemption of your UITF straight to your PNB deposit account
|
Monitor your UITF Investments and view your redemption history in the PNB Digital App |
|
Learn More |
|
|
|
How to Enroll in PNB UITF Online
I have an existing PNB UITF Participation
| 1. |
Log in to PNB Account Access Portal. |
| 2. |
On the menu, click on UITFs, then select Enroll in UITF Online. |
| 3. |
Accomplish and submit UITF Sustainability Assessment (CSA) form. *Your CSA result is important in determining which type of investment is suited for you. |
| 4. |
Nominate your settlement account. |
| 5. |
Receive a notification that your UITF enrollment is successful. |
How to make a direct investment in a UITF product thru PNB Account Access Portal?
| 1. |
On the UITF Menu, click on Make an Investment. |
| 2. |
Select the UITF product you wish to invest. |
| 3. |
Click on Invest, then select Direct Investment. |
| 4. |
Select your source account and enter the amount you wish to invest. |
| 5. |
Confirm your investment details. |
| 6. |
Receive an email notification with details of your placement. |
Frequently Asked Questions
- What are the requirements to enroll in PNB UITF Online?
- Only existing PNB customers that are at least 18 years old can enroll in UITF Online. You must also have an active PNB Savings or Checking Account where the proceeds of your UITF participation shall be credited upon redemption.
- What account/s can I nominate for PNB UITF?
- There is no need for you to go to a PNB branch to open a UITF account. You can nominate any active PNB Savings/Checking account.
- Can I make direct investments even if I don’t have enough funds?
- Yes. You can still participate through the Auto Investment Plan (AIP). The PNB AIP is an arrangement that caters to clients who want to regularly set aside a portion of their savings for automatic investment to a UITF of their choice. The funds are temporarily lodged/deposited in the client’s AIP Account which will automatically be collected and invested once it reaches the required minimum participation amount.
- Can I still invest in products beyond my risk appetite?
- Yes. But you need to confirm/agree to the Waiver of Suitability Results. The waiver documents your approval and confirmation that you understand the risk of investing in a UITF beyond your risk appetite.
- Are these guaranteed to have returns on me?
- No. It is stated in the UITF Disclosure that returns are not guaranteed, that there is no principal protection and that investment is not insured by the Philippine Deposit Insurance Corporation (PDIC).
- How much is the minimum and maximum investment I can place?
- Minimum initial participation/investment is Php2,000 (for Dream Builder Money Market Fund), Php10,000 (for Peso funds) and USD100 (for Dollar funds).
- Are there limits on the products and placements I can avail?
- No. You can invest in any UITF and have multiple subscriptions/ participations per fund.
- How long is the holding period of my investment?
- It depends on the chosen UITF. It ranges from 5 banking to 30 calendar days.
- Can I withdraw investment prior the holding period of my fund?
- Yes, but this will be subject to early redemption charges which is equivalent to 50% of the income earned, if any.
- How can I redeem my investment?
- Follow these simple steps:
- Log in to PNB Account Access Portal.
- On the “UITFs” tab, select “UITF Portfolio List/ Section.”
- Then click the fund you want to redeem.
- Click “Redeem” on the corresponding COP.
- Select if “Full Redemption” or “Partial Redemption.
- Tick the box beside the statement of Disclaimer/ Reminder.
- Click “Continue” and proceed with succeeding steps until the confirmation page.
- When will my redemption be credited to my account?
- It depends on the fund you participated into. It ranges from same day to 3 banking days.
- Who can I contact if I encounter problems while using PNB UITF Online?
- You may contact:
- PNB Customer Care at (+632) 8573-8888 or send an email to customercare@pnb.com.ph; or
- PNB Trust Customer Care by sending an email to trust_customercare@pnb.com.ph.