PNB Savings Bank bags 2 awards: Consumer Finance Product of the Year and Service Innovation of the Year


PNB Savings Bank (PNBSB) bagged two awards from the Asian Banking and Finance Retail Banking Awards 2018: Consumer Finance Product of the Year for the Bank’s Smart Personal Loan and Ser-vice Innovation of the Year for its Smart Auto Loan and Home Loan Plus products.

Launched in October 2017, the Smart Personal Loan is unlike any other multipurpose loan in the mar-ket today. The loan comes with free value-added benefits such as the telemedicine services by Medgate and life and accidental death insurance coverage by Allianz PNB Life. The free telemedicine service provides borrowers 24/7 access to Philippine-based licensed doctors for medical consultation, diagnosis and treatment by phone, available until the maturity of their loan. Moreover, borrowers are also double-insured, in which the coverage is twice (2x) the principal loan amount and up to a maxi-mum of Php 1 million. In case of accidental death, the double coverage will serve as payment to cover the loan balance. The excess of the insurance returns that is net of the loan balance shall be awarded to the immediate beneficiary of the borrower. This product promotes secure financing option which also addresses the medical and insurance needs of the Filipino families.

Meanwhile, the Smart Home Loan and Auto Loan Plus was launched in July 2017, these are value-added services extended by the Bank to its auto loan and home loan clients. For a minimal fee, the Smart Auto Loan and Home Loan Plus take away the hassle in processing required paper work upon maturity of auto loans, cancellation of chattel mortgage, cancellation of real-estate mortgage, or payment of annual real property taxes. These service innovations demonstrate the bank’s strong commitment to offer services that provide convenience and more value to their clients.

“We are deeply humbled by the recognitions received from Asian Banking and Finance Retail Banking Awards. This is our third consecutive Consumer Finance Product of the Year recognition and our first Service Innovation of the Year award to date. These awards really inspire us to continue on with our mission to deliver even better and more innovative financial solutions that will further empower our cli-ents and transform the communities that we serve.” said PNB Savings Bank President, Hernandez.

PNB Savings Bank is the wholly-owned subsidiary of Philippine National Bank (PNB). PNB Savings Bank, as of the end of the 1st quarter of 2018, ranks 5th in terms of total net worth, 7th in terms of as-sets, loans and deposits and currently has 63 branches nationwide. To know more about PNB Savings Bank Smart Personal Loan and Smart Auto and Home Loan Plus visit

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