Own a Philippine Home Loan


Own a Philippine Home Loan or OPHL is a financing program unique to PNB. It allows Filipinos and non-Filipinos residing and working abroad an easy way to obtain a bank financing of residential properties in the Philippines.

OPHL is the most convenient and secured home loan with:

  • NO ATTORNEY-IN-FACT, NO TRANSLATION*
  • NO REMITTANCE CHARGES*
  • NO FOREIGN EXCHANGE RATE RISK*
  • LOAN BOOKED IN FOREIGN CURRENCY*

The program is available in the following PNB overseas offices / branches:

Los Angeles New York Singapore Global Hong Kong
Japan Middle East Guam Europe Canada

Loan Purpose

  • Acquisition/Purchase
    • Lot
    • House & Lot
    • Townhouse or Rowhouse
    • Condominium
  • House Construction or Home Improvement
  • Reimbursement of acquisition or construction cost
  • Refinancing / Loan take out of existing Philippine home loan

FAQs
Home Loan Calculator


*Not applicable for Middle East, Europe, and Canada applications


It’s SMART to ask, call now!”