Sending money to the Philippines and is looking to open your own Philippine-based deposit savings account? PNB Tokyo and Nagoya Sub-branch can help you open any of the following deposit account for any of our over 700 branches in the Philippines.

Savings or Checking Accounts

Please click here for more details.

Peso Time Deposit
  • Initial Deposit: JPY 100,000
  • Term: Available at 1,2,3,6,9 and 12 months
  • Access: Passbook
  • Automatic roll over and disposition at maturity
  • Interest is paid in lump sum at maturity
  • Pre-termination is allowed subject to reduced rate
    • Half of less than 1/2 of the term: 25% of the given interest rate
    • More than half of the term: 50% of the given interest rate

Dollar Time Deposit
  • Minimum Initial Deposit: JPY 200,000
  • Available at 1,2,3,4,5,6,9 and 12 months
  • Access: Certificate
  • Automatic roll over and disposition at maturity
  • Interest is paid in lump sum at maturity
  • Pre-termination is allowed subject to reduced rate
    • Half of less than 1/2 of the term: 25% of the given interest rate
    • More than half of the term: 50% of the given interest rate

Who can open an account?
  • Filipino Nationals
  • *Other Foreign Nationals (subject to pre-approval of submitted documents to prove purpose of account opening)

What are the requirements for account opening?
  1. Residence Card (RCD) (if resident of Japan) plus My Number

    Click the image to enlarge
  2. Passport or any Philippine Government issued ID (if resident of Japan) (i.e. SSS, GSIS, Driver's License, PRC etc.)
  3. (2) pieces of ID pictures (Size: 30mm x 24mm)
  4. JPY520 for Mailing of Savings Account Passbook/Checkbook or Time Deposit Passbook/Certificate and JPY610 for ATM card
  5. Initial Deposit (Please click here for details)

  6. Acceptable Purpose for Opening of Account for Non-Filipinos

    • Purchase of real properties in the Philippines requires copy of duly signed and notarized Contract to Sell or copy of Reservation Agreement duly signed by Developer/Seller and Buyer stating Developer/Seller Name, Project Name and Unit Number PLUS duly signed payment schedule. Only payment schedule is not acceptable.
    • Receipt of rental payments requires proof that payments/remittances to purchase subject real property was made through PNB Tokyo or Nagoya plus copy of the notarized rental contract/agreement.
    • Receipt of pension allowances by providing pension book or documents proving pension.
    • Special Resident Retirees’ Visa (SRRV) or savings or any specific purpose by an SRRV holder
    • Securities Investment (only for PNB Securities are acceptable)
    • Salary Account for work assignment in the Philippines by providing work transfer notice issued by the company or proof of work assignment in the Philippines from the company.
    • Student, Trainee requires proof of Admission Letter or work transfer notice issued by the company.
    • Others like Children between Japanese and Filipino couple; Japanese with a Filipino spouse; Japanese owning a Philippine visa; former Filipino citizens

    *Non-Resident Alien NRA (whose residence is not in the Philippines and who is not a citizen thereof.) who wishes to open a Peso Account also need to bring a proof of residence here in Japan plus My Number. It can be any of the following address bearing ID/document:
    • Passport
    • My Number
    • Japanese Driver’s License
    • Japanese Health Insurance
    • Japan Residence Certificate
    • Basic Resident Registration Card "Jumin Kihon Daicho"
    • Recent Utility Bill (Electric, Gas, Water or Telephone)

Frequently Asked Questions
  1. Fees and Charges

    Below Minimum Maintaining Balance Fee – Php 300 per month

    Other Services and Table of Charges for Philippine-based Account as of July 1, 2021

    Type of Request Amount
    Request for Transfer of Funds (Local transfer to the Philippines) JPY 5,000
    Checkbook Request JPY 5,000
    Certificate of Balance JPY 5,000
    Statement of Account JPY 5,000
    Request to forward documents or request(s) to domestic branches such as Affidavit of Loss, etc. JPY 5,000
    Request for reactivation of dormant account JPY 3,000
    Request for change of ATM or passbook JPY 2,000

    Transfer of Funds from Philippine-based Account to PNB Japan-based Account as of July 1, 2021

    Amount as per Currency of Source Account Charge
    JPY1,000,000 and below USD10,000 and below PHP500,000 and below JPY5,000
    JPY1,000,001 to JPY5,000,000 USD10,001 to USD 50,000 PHP500,001 TO PHP2,500,000 JPY7,500
    Above JPY5,000,000 Above USD50,000 Above PHP2,500,000 JPY10,000
  2. How long will it take to get my ATM, Passbook, Checkbook, and/ or certificate after opening an account?
    • For passbook: 3-4 weeks
    • For ATM, Checkbook, and/or Certificate: 5-6 weeks
  3. Can I open a checking account at any maintaining branch in the Philippines through PNB Tokyo or Nagoya?
    • No. Checking account may only be opened if the maintaining branch is Bonificio Global City (Taguig), San Lorenzo Branch (Makati), Legaspi Village (Makati), or Petron Mega Plaza.
      If you have an existing PNB account in the Philippines (maintained for at least 6 months) and you wish to open a checking account at your current branch, you may do so.
  4. Is my deposit insured?
    • Deposits in any currencies and of any type are insured by the Philippine Insurance Corporation (PDIC) up to a maximum amount of PHP 500,000 per depositor.
  5. How much is the interest rate of your Deposit Savings Account?
    • Applicable interest rates change according to market fluctuation and subject to change without notice any time. For the latest rates, please inquire over the counter or see our corporate website at:
  6. Can I enroll my Philippine-based account on the PNB Mobile Banking App?
    • The following may be enrolled on the PNB Mobile Banking App.
      • Regular Savings Account
      • Passbook Savings Account*
      • Checking Account*
      • SSS Pensioner’s Account*
      • Join OR Account*
      • PNB Credit Card

      *These accounts will require a visit to a nearest PNB branch who will facilitate enrollment to mobile banking.

      For more information and for the steps, in enrolling your account, please click here.

  7. Can I use the PNB Mobile App in Japan?
    • Yes, as long as your contact details are updated and your PNB debit account or credit card is active. Make sure that your internet connection is stable.
  8. If I have inquiries or concerns about my account, where can I ask for assistance?
    • You may contact your maintaining PNB branch in the Philippines.

For account inquiries (withdrawal/deposit) and Internet Banking related inquiries – enrollment, username, password, One Time PIN (OTP), online fund transfer, online purchase and other concerns shall be made directly to your maintaining domestic branch or PNB Head Office:

Trunkline: (632) 8526-3131 to 70 | 8891-6040 to 70