PNB Connect

With today’s constantly evolving marketplace, it is essential for companies to adapt to the complexities of running a profitable business.

PNB is here to serve You First, as your partner in providing customized financial solutions that will help you generate capital, maintain liquidity, facilitate transactional efficiency, mitigate risk, and promote expansion.

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What does PNB Connect have to offer?

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Want to discuss your business goals?

Why use PNB Connect

✓  Brings together your bank, your company, your suppliers, and your customers by creating sustainable financial solutions

✓  Secures your place in the ever-changing web of business

✓  Makes your business work
✓  Brings together your bank, your company, your suppliers, and your customers by creating sustainable financial solutions

✓  Secures your place in the ever-changing web of business

✓  Makes your business work

What does PNB Connect have to offer

Provides customized financing to help you sustain your business growth. Our credit and loan solutions allow you to optimize your potential for growth by helping you and your business partners obtain additional working capital and acquire capital expenditure to finance your business requirements.

Employee Loans Solutions
PNB’s Corporate Employee Loan Program is aimed to support loan facilities, may it be Multi-purpose Loans, Motor Vehicle Loans, and Housing Loans for your employees.

As your partner, we offer your employees competitive rates, priority loan approvals, and access to the Bank’s accredited Real Estate Developers and car dealerships. Our vast network gives you the edge to leverage on your benefit scheme and create an environment of consumer spending that benefits your ecosystem.

Customized Loans Solutions
Optimize your potential for growth by helping your business partners generate additional working capital and acquire capital expenditure to service your business requirements!

Purchase of Receivables
Maximize your liquidity as PNB advances payment to your partner suppliers. With your endorsement, PNB extends a facility that gives your partner suppliers the option to sell their receivables at a discount. This allows your partner suppliers to leverage on their unpaid invoices and gives you longer term to pay your purchases.
Omnibus Line
PNB offers customized credit facilities that complement your business needs and address the funding requirements of your business counterparties. Have easy access to additional financing by availing a revolving credit line facility. In addition, PNB also offers Standby Letter of Credit (SBLC) to guarantee performance and prompt payment of purchases made by your business partners.
Term Loan
Make sure you and your business counterparties have enough capital to take up new opportunities for growth. PNB’s flexible term loan helps you and your counterparties generate funds for capital expenditure for business development and expansion.
Our customized approach to financing address various funding requirements of your business counterparties and specific to their industry.

Credit Programs available:
  • Contractors Credit Program
  • Distributors Credit Program
  • Electric Cooperative Credit Program
  • Suppliers Financing Program
  • Truckers Credit Program
PNB Connect’s Innovative Solutions enable your business to perform financial transactions with ease. Our advanced methods not only provide convenience to your business, but it also extends to your counterparties and to your clients. This is made possible through our partnerships with key reputable institutions and through our expertise on cash flow and financial management.

Alternative Collection Solutions
Allow your sales agents or customers to send or settle daily cash collections, payments, or other trade transactions directly to your nominated PNB Account without the need to go to a PNB branch.

Gain access to PNB’s extended nationwide network which includes over 2,800 branches of our partner institutions for your collection needs. PNB ties up with reputable partner institutions to ensure that your transactions are safe, reliable, and convenient.

Boost your business sales by offering additional payment options to your customers with our Point of Sale (POS) System or Internet Payment Gateway solutions.

Allow your customers to pay for your products and services using their debit, credit or prepaid cards. Accept payments across all channels whether it be in-store, website or mobile app. In addition, payment method such as over-the-counter payments through PNB’s extended channels and QR payments using e-wallets are also available.

Alternative Disbursement Solutions
PNB Cash Out

POS Cash Out can help manage your branch/store’s cash flow and earn additional income by accepting cash withdrawals from customers using most Bancnet-issued Debit or Prepaid card.

Available Devices:

✓ Regular POS
Deployed to partner institutions like pawnshops, supermarkets in need of integration with their Electronic Cash Register

✓ Micro ATM – App Based
Deployed in tertiary markets like sari-sari stores, mini groceries requiring portable devices

Click here to learn how to withdraw cash and view list of partner institutions’ branches.

Loyalty Solutions
Our Loyalty Solutions offer customizable loyalty parameters such as determining points conversion; choosing the type of reward, discount or freebie; creating event, location, date & card type triggers; using single or multiple rules; and defining loading points whether it be via batch upload or POS after purchase.

Enrolling to our Loyalty Solutions program will help your business retain your existing client base and attract new customers. At the same time, this will provide you time and cost savings with automated monitoring of points and rewards.
PNB Connect provides innovative and efficient cash management solutions that maximizes your control over your business finances. Our solutions adapt to the evolving requirements of our customers by providing automated payment and collection processes that allow you to manage your operating account more efficiently, while growing your business.

Customizable Payroll Card
Now, your company’s ID can also be used by your employees to view their payroll account.

Enhance your payroll account with PNB’s Customizable Payroll Card. It allows your employees access to PNB Digital Banking and view their account balance and transactions in real-time using their computer, smartphone or tablet.

Benefits:
  • Customizable Payroll Card Employee ID and Payroll Debit Mastercard
  • Withdraw cash at PNB ATMs and BancNet affiliated ATMs nationwide
  • Manage your account through PNB Online and Mobile Phone banking facility
  • Purchase goods and services through BancNet accredited merchants nationwide via Point of Sale (POS)
  • Purchase goods and services through Mastercard’s over 30 Million local and international merchants or withdraw through over 1.5 Million ATMs worldwide.
  • With EMV chip technology that provides strong transaction security features.
Our vast collection of specialized financial products would surely fit your unique business requirements. Our solutions include a wide array of calibrated loan options, cost-effective insurance programs, and effective fund management services.

To know more about other PNB Corporate products visit the Corporate Banking page.

What our Customers say

“They [PNB] have been supporting us all these years in our expansion efforts and they have introduced solutions to the problems and issues we were facing in the next phase of our development.”

Mr. Bobby L. Castro
CEO & Chairman
Palawan Pawnshop & Palawan Express Pera Padala
“PNB did a study of our business and we found some of the products available at PNB to be very useful for our operations.”

Ms. Korina Castro-Fernando
Director & Vice-President for Human Resources
Palawan Pawnshop & Palawan Express Pera Padala
“More than 9,000 ninjas are now able to deposit Cash-On-Delivery payments in nearly 2,000 Palawan Express and PNB Branches nationwide – enabling shippers all across the Philippines to collect payments faster, more securely, and more efficiently than ever before.”

Mr. Martin Cu
Country Head
Ninja Van

What our Customers say

“They [PNB] have been supporting us all these years in our expansion efforts and they have introduced solutions to the problems and issues we were facing in the next phase of our development.”

Mr. Bobby L. Castro
CEO & Chairman
Palawan Pawnshop & Palawan Express Pera Padala
“PNB did a study of our business and we found some of the products available at PNB to be very useful for our operations.”

Ms. Korina Castro-Fernando
Director & Vice-President for Human Resources
Palawan Pawnshop & Palawan Express Pera Padala
“More than 9,000 ninjas are now able to deposit Cash-On-Delivery payments in nearly 2,000 Palawan Express and PNB Branches nationwide – enabling shippers all across the Philippines to collect payments faster, more securely, and more efficiently than ever before.”

Mr. Martin Cu
Country Head
Ninja Van

How do I contact PNB Connect



Let us discuss your business goals and customize a financial plan that will help you achieve them! To learn more about PNB Connect and other financial solutions PNB has to offer, contact your PNB Relationship Manager or get in touch with PNB Ecosystem Sales Department today!

Tel. No: (+632) 8526-31-31 local 2063
Email: PNBConnect@pnb.com.ph
  1. What is PNB Connect?
  2. PNB Connect is our comprehensive, end-to-end financial solutions tailor-fit to address your business’ unique financial needs.
  3. What benefits does PNB Connect offer for my business?
  4. PNB Connect provides customized financial solutions that will help your business generate capital, maintain liquidity, facilitate transactional efficiency, mitigate risk, and promote expansion.
  5. What benefits does PNB Connect provide for my business partners and customers?
  6. PNB Connect brings business together to create sustainable business growth among partner businesses through financial solutions that address business pain points and improve customer experience.
  7. Who do you cater to?
  8. We offer PNB Connect solutions to corporates whether they be multi-nationals or MSMEs who require our financial expertise to address their unique business needs. We also extend our services to the suppliers, distributors, retailer and other business partners of our corporate clients.
  9. How will I know which solutions will best suit my business needs?
  10. As every business is unique, so are our solutions. And to achieve the best financial plan for your business, we suggest you get in touch with the Ecosystem Sales Team to discuss your business goals and come up with a customized financial plan addressing your unique business needs.




Customer Care Contacts
Cards Hotline
(+632) 8818 9818
Bank Hotline
(+632) 8573 8888
Cards Email: pnbcreditcards@​pnb.com.ph
Bank Email: customercare@​pnb.com.ph
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Download our App
  
Address: Philippine National Bank Financial Center Pres. Diosdado Macapagal Boulevard, Pasay City, Philippines 1300
Trunkline: (+632) 8526 3131 to 70; (+632) 8891 6040 to 70

Deposits are insured by PDIC up to P500,000 per depositor.
PNB is regulated by the Bangko Sentral ng Pilipinas
BSP Financial Consumer Protection Dept. Consumer Affairs Email: consumeraffairs@bsp.gov.ph
Access BSP Online Buddy (BOB) via Webchat, Facebook, and SMS 021582277 (for Globe subscribers).






Properties for Sale











Customer Care Contacts
Cards Hotline
(+632) 8818 9818
Bank Hotline
(+632) 8573 8888
Cards Email: pnbcreditcards@​pnb.com.ph
Bank Email: customercare@​pnb.com.ph
Follow Us
                
Download our App
  
Address: Philippine National Bank Financial Center Pres. Diosdado Macapagal Boulevard, Pasay City, Philippines 1300
Trunkline: (+632) 8526 3131 to 70; (+632) 8891 6040 to 70

Deposits are insured by PDIC up to P500,000 per depositor.
Philippine National Bank is regulated by the Bangko Sentral ng Pilipinas
BSP Financial Consumer Protection Dept. Consumer Affairs Email:
consumeraffairs@bsp.gov.ph
Access BSP Online Buddy (BOB) via Webchat, Facebook, and SMS 021582277 (for Globe subscribers).